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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·166 days on market

1824 W 10th Street

Jacksonville, FL 32209

$99,500$115/sqftEst. $551/moMLS# 2142148
↓ $15,500 below original list
2
Beds
1
Baths
864
Sq Ft
1952
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this charming 2-bedroom, 1-bath home, offering a move-in-ready opportunity for homeowners, first-time buyers, or investors. The property is vacant and ready for its next owner, with no immediate repairs needed, allowing you to move in and enjoy the home from day one. The home features a comfortable and functional layout with two bedrooms, one full bathroom, and a spacious front yard that provides plenty of outdoor space. Its convenient location near Kings Rd and US-1 offers easy access to shopping, dining, schools, parks, and major roadways, making daily commuting and errands convenient. Whether you are looking for a home to make your own or a straightforward investment property, this property offers flexibility, convenience, and the advantage of being ready for occupancy. Vacant and easy to show—schedule your private showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$551
Property taxesest. at asking price, Duval County$162
Estimated total, before insurance$714/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,046/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$99,500
$19,900
Loan Term
Monthly Payment
$551
Principal & Interest: $551
Property taxes (est.): $163
Insurance (est.): $66
Estimated Total Monthly
$780
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,527 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $125,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$95,352$95,352—
2024$87,631$87,631—
2023$53,364$46,343—
2022$42,130$42,130—
2021$34,381$34,381—
2020$34,850$34,850—

2025 property taxes (current owner): $2,046/yr

Estimated taxes if purchased at asking price: ~$1,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$99,500−$5,500
  • Sep 7, 2026Price change$105,000−$8,000
  • Aug 10, 2026Price change$113,000−$2,000
  • Apr 27, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $115/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.2
2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1843/21,031170.4
1519 W 6th Street, Jacksonville, FL 32209Listed by FREEDOM REALTY GROUP LLCAug 2026$94,500$923/11,0252140.5
1319 Woods Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$185,017$1683/21,10300.5
1870 Hartridge Street, Jacksonville, FL 32209Listed by ROUND TABLE REALTYOct 2026$98,000$943/21,0482740.6
1645 W 22nd Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$115,000$1123/11,025280.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$99,500
Price / Sq Ft$115
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage864
Total Structure Area1,232 sq ft
Acres0.12 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address1824 W 10th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,227.2 sq ft
Lot Dimensions5167
Parcel Number0521790000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDisposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedApril 27, 2026
Days on Market150
Tax Amount$2,045.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VIRTUALTY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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