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Active

Active·74 days on market

390 Saw Palmetto Street

Yulee, FL 32097

$599,000$215/sqftEst. $3,188/moMLS# 2141962

Beds

Baths

2,783

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

Experience the pinnacle of Wildlight living in this stunning four-bedroom, 2.5-bath coastal cottage, perfectly situated on a prime corner lot within the sought-after Forest Park community. Only three years young and meticulously curated to rival any model home, this residence seamlessly blends high-end designer upgrades with the relaxed, airy charm of Florida's coastline. The interior is a masterclass in modern style, featuring warm hardwood floors, bespoke accent walls, and custom designer lighting that create an immediate sense of ''home.'' The heart of the residence is an open-concept sanctuary where natural light pours across the gourmet kitchen--a culinary showpiece boasting sleek quartz countertops, premium stainless appliances, and upgraded cabinetry. For those who value flexibility, the versatile flex room serves as a sophisticated home office, media retreat, or private lounge. Transition effortlessly to outdoor living through triple pocket glass sliders that lead to a covered

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,188

Principal & Interest: $3,188

Est. Taxes & Insurance: $797

Estimated Total Monthly

$3,985

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188

Property taxesest. at asking price, Nassau County$824

HOAbilled semi-annually$39

Estimated total, before insurance$4,051/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$473,558	$473,558	—

2025 property taxes (current owner): $8,857/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History