This home is in Jacksonville.
Sold·Closed Jul 24, 2026·65 days on market·Recent sales in Jacksonville
2918 Yale Avenue
Jacksonville, FL 32210
About this home
Jacksonville
Gorgeous Ortega beauty recently price adjusted to reflect an incredible opportunity for future value. This charming home blends timeless character with thoughtful modern updates, including a BRAND NEW ROOF, fresh interior and exterior paint, and a beautifully renovated guest bathroom. A quote is also available to add a bathroom to the primary suite, offering the potential to create a true owner's retreat while increasing long-term value. A rare bonus is the detached 1 bed / 1 bath carriage house. While it could use some TLC, it offers endless potential for guests, a private office, or future rental income. With no HOA, historic charm, and a neighborhood where you can truly picture putting down roots, this Ortega gem offers both lifestyle and opportunity in one of Jacksonville's most beloved communities. Schedule a showing today! SELLER IS VERY MOTIVATED!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1920)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,487 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $688,687 | $349,827 | — |
| 2024 | $643,525 | $339,261 | ▲ $23,460 |
| 2023 | $631,530 | $327,924 | — |
| 2022 | $565,488 | $316,917 | — |
| 2021 | $442,883 | $306,231 | — |
| 2020 | $433,877 | $301,313 | — |
2025 property taxes (current owner): $7,078/yr
Estimated taxes if purchased at asking price: ~$11,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Closed$599,000
- Jul 11, 2026Pending$599,000
- Apr 23, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $272/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4313 Hiawatha Street, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $355,000 | $228 | 3/1.5 | 1,556 | 66 | 0.6 |
| 2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $595,000 | $318 | 3/2 | 1,869 | 100 | 0.6 |
| 4140 Lexington Avenue, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $442,000 | $236 | 3/2 | 1,870 | 19 | 0.8 |
| 4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC. | Aug 2026 | $595,000 | $270 | 4/3 | 2,200 | 26 | 1.1 |
| 4343 Irvington Avenue, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $415,000 | $217 | 3/2 | 1,912 | 80 | 1.2 |
| 4526 Blackburn Street, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATE | Aug 2026 | $335,000 | $191 | 3/2 | 1,756 | 37 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COWFORD REALTY & DESIGN LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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