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95478 PLUM Loop, Fernandina Beach, FL 32034

$265,000
MLS# 2139201
2
Bedrooms
1
Bathrooms
1,120
Sq Ft
1991
Year Built

About This Home — 95478 PLUM Loop

One-of-a-kind home! This 2 bed, 1 bathroom cottage includes a bonus room with a magnificent stained glass window. This room could be used as an office or an additional bedroom. Walk up the stairs to a cozy loft for additional storage. This 1-1/2 story, wood-framed home sits on just over an acre. Drive through on the circular driveway. Included are several sheds, two with electricity. New appliances include a new stove, refrigerator, toilet and washer in 2025. Five impact resistant windows were installed in 2024. The roof was replaced in 2019. There is a private well with a water softener and a private septic system. A little elbow grease will go a long way in making this home your own. Come live out in the country with no HOA or CDD fees, but close to all the stores in Yulee. Goffinsville Park, boat launch and fishing pier are close by and the beach is just over the bridge. This is not a perfect house, but it might be your perfect home! RE agent owned. Sold as-is.

Features

Price$265,000
Price / Sq Ft$237
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,120
Acres1.01 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryEmma Love Hardee
MiddleFernandina Beach
HighFernandina Beach

Community Information

Address95478 PLUM Loop, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionWillow Branch Acres
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size43,995.6 sq ft
Parcel Number312N28495500030110
ZoningZoned for Horses

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCircular Driveway, Off Street

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch
FencingOther
RoofShingle
ConstructionFrame
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedApril 9, 2026
Days on Market52
Tax Amount$920.2
Tax Year2025
Listing TermsCash, Conventional, USDA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,410
Principal & Interest: $1,410
Est. Taxes & Insurance: $353
Estimated Total Monthly
$1,763
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: PALM III REALTY AND PROPERTY MHOLLY KELLEY · hollykelley1@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida