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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee.

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Active·174 days on market·Tributary

75565 Blackbird Drive

Yulee, FL 32097

$409,000$201/sqftEst. $2,183/moMLS# 2139164
4
Beds
3
Baths
2,039
Sq Ft
2024
Built
2
Garage
No
Pool

61 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $13/mo6,098 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Tributary

Welcome to this beautifully designed home offering privacy, space, and tranquil natural views, perfectly situated on a premium lot that backs to a peaceful preserve with no neighbors behind. Inside, you'll find a bright and open floor plan filled with natural light from numerous windows and an expansive sliding glass door that perfectly frames the scenic backyard. The spacious kitchen serves as the heart of the home, featuring stainless steel appliances including a gas stove, along with a large island ideal for casual dining, entertaining, or gathering with family and friends. With four generously sized bedrooms and three full bathrooms, this home provides flexibility and comfort for a variety of lifestyles, while the primary suite offers a relaxing retreat complete with dual vanities, a large walk-in shower, and a walk-in closet. Durable luxury vinyl plank flooring runs throughout the main living areas, with cozy carpeting in the bedrooms for added comfort.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,183
Property taxesest. at asking price, Nassau County$565
HOAbilled annually$13
Estimated total, before insurance$2,761/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,355/yr · $613/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$409,000
$81,800
Loan Term
Monthly Payment
$2,183
Principal & Interest: $2,183
Property taxes (est.): $565
Insurance (est.): $273
Estimated Total Monthly
$3,021
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $408,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$341,814$291,092—
2024$65,000$65,000—
2023$65,000$65,000—
2022$65,000$65,000—

2025 property taxes (current owner): $7,355/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 9, 2026Listed$409,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,000
Price / Sq Ft$201
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,039
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address75565 Blackbird Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number102N26201006270000

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedApril 9, 2026
Days on Market51
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$7,354.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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