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Sold

Sold·Closed Jun 25, 2026·59 days on market

6328 Little Lake Geneva Road

Keystone Heights, FL 32656

$240,000sold priceListed at $276,000 · 87% of asking$119/sqftMLS# 2138005
3
Beds
3
Baths
2,010
Sq Ft
1994
Built
2
Garage
No
Pool
No HOA0.77 acresMobile Home1 story

About this home

Keystone Heights

Charming triple-wide home offering true Southern living with expansive covered porches and a peaceful lake view from the front porch. Situated on a spacious lot, this property provides comfort, space, and opportunity. Inside features a generous layout with multiple living areas, a large kitchen with ample cabinetry, and a dedicated dining space. The primary suite includes a walk-in closet and en-suite bath, while additional bedrooms offer flexibility for guests, office, or hobbies. Enjoy relaxing or entertaining on the wide covered porches surrounded by natural beauty. Option to purchase the adjacent .4-acre lot for added space and potential. Key updates include AC approx. 4 years old and water heater approx. 5 years old. A great opportunity for those seeking space, privacy, and classic Southern charm.one owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Clay County$368
Estimated total, before insurance$1,697/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,854/yr · $238/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $368
Insurance (est.): $160
Estimated Total Monthly
$1,857
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$163,676$163,676—
2024$160,021$160,021—
2023$150,980$150,980—
2022$115,466$25,000—
2021$96,785$25,000—
2020$84,271$25,000—

2025 property taxes (current owner): $2,854/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6279 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$221,500$1463/21,5122180.2
7588 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLCJul 2026$269,900$1355/32,001900.9
7159 State Road 21, Keystone Heights, FL 32656Listed by GAILEY ENTERPRISES LLCMay 2026$239,000$1662/21,44050.9
5915 Oak Leaf Road, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCApr 2026$249,900$1364/21,836851
5900 Sequoia Road, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYSep 2026$239,700$1264/21,90401.1
6540 Immokalee Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$355,000$2513/21,414271.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$276,000
Price / Sq Ft$137
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,010
Acres0.77 acres
Year Built1994
TypeResidential
Sub-TypeMobile Home
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address6328 Little Lake Geneva Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionLittle Lake Geneva
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size33,541.2 sq ft
Parcel Number16082300159500000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Detached Carport, Garage, Off Street
ViewLake

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range
HeatingElectric
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Deck, Front Porch, Rear Porch

Additional Information

Date ListedApril 2, 2026
Days on Market59
Tax Amount$2,854.44
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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