$269,240Sold5 bd · 3 ba · 2,280 sq ft
Sold·Closed Nov 6, 2026·129 days on market
6109 Center Circle
Keystone Heights, FL 32656
About this home
Keystone Heights
This home was previously under contract and the seller performed flawlessly -- the deal fell through solely due to the buyer's financing with no fault of the seller or the property. Here is what makes this a true turnkey opportunity: the inspection has already been completed and repairs addressed, the appraisal came back higher than the list price confirming the value is there, and the survey is already done. The hardest parts of the due diligence process are already behind you. This is a rare second chance on one of the best priced new construction homes in Keystone Heights -- everything is done, the home is move in ready, and the next buyer gets to walk straight to closing. If you or your buyers were watching this one, now is the time. Brand new 2026 construction with nothing to fix, nothing to update, and nothing waiting for you on day one. This 5 bedroom 3 bath home delivers 2,280 square feet of modern living space on 1.47 private acres in the heart of
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,691 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 29 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 3 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 4 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $8,000 | $8,000 | — |
| 2024 | $8,000 | $7,865 | — |
| 2023 | $8,000 | $7,150 | — |
| 2022 | $6,500 | $6,500 | — |
| 2021 | $6,500 | $6,500 | — |
| 2020 | $6,500 | $6,500 | — |
2025 property taxes (current owner): $122/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 6, 2026Closed$270,000
- Oct 10, 2026Price change$270,000+$6,000
- Aug 20, 2026Price change$264,000−$5,900
- Jul 27, 2026Price change$269,900−$10,100
- Jul 12, 2026Price change$280,000−$5,000
- Jun 3, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $118/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7575 Alameda Way, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Apr 2026 | $610,000 | $272 | 4/2.5 | 2,240 | 186 | 0.3 |
| 7628 Alameda Way, Keystone Heights, FL 32656Listed by OPENDOOR BROKERAGE, LLC. | Jun 2026 | $335,000 | $178 | 3/2 | 1,886 | 63 | 0.4 |
| 7622 Alameda Way, Keystone Heights, FL 32656Listed by MAXREV, LLC | May 2026 | $430,000 | $231 | 4/2 | 1,858 | 408 | 0.4 |
| 5900 Sequoia Road, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $239,700 | $126 | 4/2 | 1,904 | 0 | 0.7 |
| 7588 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLC | Jul 2026 | $269,900 | $135 | 5/3 | 2,001 | 90 | 0.7 |
| 5891 Sequoia Road, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Apr 2026 | $305,000 | $149 | 4/3 | 2,052 | 13 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PURSUIT REAL ESTATE, LLC
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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