Sold·Closed Oct 14, 2026·200 days on market
7577 Hot Springs Court
Keystone Heights, FL 32656
About this home
Keystone Heights
2024 home on 2 fully fenced acres, that can be split, in Keystone Heights with NO HOA. This thoughtfully designed 3-bedroom, 2.5-bath split floor plan features a bright open living area and a spacious kitchen with a large center island, soft-close cabinetry, and full appliance package highlighted by the oversize refrigerator. Seamless textured walls throughout create a clean, finished look that feels like site-built construction. The private primary suite offers a walk-in closet and soaking/garden tub, and step in shower. Two additional bedrooms share a Jack and Jill bath, plus a convenient half bath off the laundry area (washer and dryer included). Two gated entrances provide easy access with plenty of room for boats, RVs, animals, or future additions. New well and septic installed in 2024. Acreage, privacy, and modern design all in one package. Comcast high speed internet is available. Also includes Parcel #14-08-23-001437-385-00, which could be sold separately from the home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,628 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 29 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 3 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 3 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $20,000 in January 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $229,830 | $179,108 | — |
| 2024 | $16,500 | $16,500 | — |
| 2023 | $16,000 | $16,000 | — |
| 2022 | $9,000 | $8,800 | — |
| 2021 | $8,000 | $8,000 | — |
| 2020 | $8,000 | $7,700 | — |
2025 property taxes (current owner): $3,251/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Closed$288,000
- Oct 13, 2026Pending$288,000
- Sep 15, 2026Active Under Contract$288,000
- Sep 1, 2026Price change$288,000−$1,900
- Aug 21, 2026Active$289,900
- Aug 17, 2026Active Under Contract$289,900
- Aug 5, 2026Price change$289,900−$10,000
- Mar 3, 2026Listed$299,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6202 Furman Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $275,000 | $222 | 3/2 | 1,240 | 384 | 0.5 |
| 7588 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLC | Jul 2026 | $269,900 | $135 | 5/3 | 2,001 | 90 | 0.5 |
| 6328 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $240,000 | $119 | 3/3 | 2,010 | 59 | 0.5 |
| 6204 Kent Avenue, Keystone Heights, FL 32656Listed by ROUND TABLE REALTY | May 2026 | $136,000 | $116 | 2/2 | 1,176 | 172 | 0.5 |
| 5915 Oak Leaf Road, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INC | Apr 2026 | $249,900 | $136 | 4/2 | 1,836 | 85 | 0.6 |
| 5900 Sequoia Road, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $239,700 | $126 | 4/2 | 1,904 | 0 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY
Sold by: PROPERTY MANAGEMENT PARTNERS & ASSOCIATES INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines