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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 27, 2026·5 days on market

7159 State Road 21

Keystone Heights, FL 32656

$239,000sold priceListed at $239,000 · 100% of asking$166/sqftMLS# 2141688
2
Beds
2
Baths
1,440
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA0.59 acresWaterfrontSingle Family Residence2 stories

About this home

Keystone Heights

Welcome to your renovated lakefront retreat in Keystone Heights, where modern updates meet peaceful waterfront living. This home features new flooring, updated appliances, and refreshed outdoor decks, offering a clean, move-in-ready feel while still leaving room for your personal finishing touches. The lower level adds exceptional flexibility with two storage areas, a full bathroom, and a large bonus room that opens through a sliding glass door to the backyard. This space is perfect for guests, recreation, or future customization. Outside, enjoy a spacious backyard shaded by mature oak trees with a clear, relaxing view of the lake--ideal for entertaining or quiet evenings by the water. A rare opportunity to own a renovated lakefront home with space, function, and potential in a beautiful Keystone Heights setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,324
Property taxesest. at asking price, Clay County$366
Estimated total, before insurance$1,690/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,000
$47,800
Loan Term
Monthly Payment
$1,324
Principal & Interest: $1,324
Property taxes (est.): $366
Insurance (est.): $159
Estimated Total Monthly
$1,849
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Apr 24, 2026Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6540 Immokalee Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$355,000$2513/21,414270.3
6279 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$221,500$1463/21,5122180.7
6757 Deer Springs Road, Keystone Heights, FL 32656Listed by AJ REALTY GROUP FLORIDA INCSep 2026$299,900$1743/21,720330.9
6789 Eastbrook Drive, Keystone Heights, FL 32656Listed by CB ISAAC REALTYAug 2026$233,500$2263/21,0351031.1
6202 Furman Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$275,000$2223/21,2403841.2
6771 Linwood Drive, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYSep 2026$275,000$2162/21,27441.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,000
Price / Sq Ft$166
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.59 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address7159 State Road 21, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size25,482.6 sq ft
Parcel Number16082300169900000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Tub with Shower
AppliancesGas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
FencingFenced, Back Yard

Additional Information

Date ListedApril 24, 2026
Days on Market5
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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