Sold·Closed Jul 2, 2026·218 days on market
6279 Little Lake Geneva Road
Keystone Heights, FL 32656
About this home
Keystone Heights
Enjoy the lake life in this well maintained home located minutes from downtown Keystone Heights! Paved road frontage, large deck overlooking the lake, two living rooms, large kitchen island with eat at counter as well as dining room. Stove replaced in 2023, refrigerator replaced in 2026, well pump was replaced approximately 2022, HVAC replaced in 2020 and metal roof in 2018. Primary bath has updated vanities and sinks. Two sheds will convey. Plenty of space in the second living room to add walls if a fourth bedroom or office is desired. Spacious yard and waterfront on Little Lake Geneva!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $160,349 | $52,989 | — |
| 2024 | $154,419 | $50,507 | — |
| 2023 | $138,157 | $47,289 | — |
| 2022 | $104,165 | $48,665 | — |
| 2021 | $86,458 | $86,458 | — |
| 2020 | $79,636 | $79,050 | — |
2024 property taxes (current owner): $1,221/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6202 Furman Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $275,000 | $222 | 3/2 | 1,240 | 384 | 0.4 |
| 7159 State Road 21, Keystone Heights, FL 32656Listed by GAILEY ENTERPRISES LLC | May 2026 | $239,000 | $166 | 2/2 | 1,440 | 5 | 0.7 |
| 6540 Immokalee Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $355,000 | $251 | 3/2 | 1,414 | 27 | 0.9 |
| 6757 Deer Springs Road, Keystone Heights, FL 32656Listed by AJ REALTY GROUP FLORIDA INC | Sep 2026 | $299,900 | $174 | 3/2 | 1,720 | 33 | 1.1 |
| 6336 Bucknell Avenue, Keystone Heights, FL 32656Listed by RAYTOWN HOMES & REALTY PLLC | Feb 2026 | $50,000 | $43 | 3/2 | 1,152 | 38 | 1.1 |
| 7292 Skidmore Street, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INC | May 2026 | $99,900 | $94 | 3/2 | 1,064 | 8 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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