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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 5, 2026·3 days on market·Recent sales in Jacksonville

13637 Chipperfield Lane

Jacksonville, FL 32226

$450,000sold priceListed at $450,000 · 100% of asking$184/sqftMLS# 2137662
4
Beds
3
Baths
2,450
Sq Ft
2007
Built
3
Garage
Yes
Pool
HOA $50/mo0.66 acresSingle Family Residence1 story

About this home

Jacksonville

Pool home on a quiet cul-de-sac with water views, a side-entry garage, and a layout designed for both everyday living and easy entertaining. Recent upgrades include brand new flooring and a brand new roof, offering peace of mind and a clean, updated feel throughout. The main living areas flow seamlessly, creating a bright, open space that just works. The oversized primary suite features a bump-out sitting area and double tray ceiling, adding both space and character. Secondary bedrooms are connected by a Jack-and-Jill bath, plus a full third bathroom with direct access to the screened lanai -- ideal for pool guests. Out back, enjoy a screened-in pool overlooking the water, giving you privacy and a relaxed outdoor setting year-round. Low HOA adds to the appeal, making this a rare combination of upgrades, layout, and location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
HOAbilled annually$50
Estimated total, before insurance$3,278/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,801/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$363,252$183,240▲ $5,000
2024$359,277$177,228▼ $724
2023$361,261$170,465—
2022$314,494$168,399▼ $18,541
2021$253,926$162,024—
2020$243,120$159,090▲ $10,521

2025 property taxes (current owner): $3,801/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3281 Alistair Court, Jacksonville, FL 32226Listed by BUCK & BUCK INCAug 2026$270,000$1294/22,088550
13762 Victoria Lakes Drive, Jacksonville, FL 32226Listed by TOP SOURCE REALTY LLCAug 2026$250,000$1054/32,3841630.1
13513 Yellow Bluff Road, Jacksonville, FL 32226Listed by RPB REALTY,INCSep 2026$409,900$1974/22,0841100.2
3346 Ivybridge Court, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COASTAug 2026$320,000$1594/22,0161230.2
13895 Fish Eagle Drive E, Jacksonville, FL 32226Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$365,000$1544/32,371650.4
4174 Victoria Lakes Drive W, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$476,000$1725/32,76630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$184
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,450
Acres0.66 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address13637 Chipperfield Lane, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionVictoria Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size28,749.6 sq ft
Parcel Number1063756345
ZoningPUD

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks, Suburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedMarch 31, 2026
Days on Market3
HOA Fees$604.5 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,801.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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