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Sold

Sold·Closed Aug 6, 2026·125 days on market

84 Turnstone Circle

Palm Coast, FL 32164

$287,000sold priceListed at $300,490 · 95.5% of asking$181/sqftMLS# 2137586
3
Beds
2
Baths
1,589
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $98/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Step into the foyer, where two bedrooms with a shared bath are located at the front of the home. As you continue down the hallway, you'll pass the laundry room and access to the two-car garage before entering the open-concept kitchen, family room, and dining area, and tucked away on the opposite side of the family room is the primary bedroom, complete with a walk-in closet and a primary bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,590
HOAbilled monthly$98
Estimated total, before insurance$1,688/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$901/yr · $75/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$287,000
$57,400
Loan Term
Monthly Payment
$1,590
Principal & Interest: $1,590
Insurance (est.): $191
Estimated Total Monthly
$1,781
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $901/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$300,490
  • Jul 24, 2026Price change$300,490+$500
  • Jul 17, 2026Price change$299,990−$14,000
  • Mar 31, 2026Listed$313,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
29 Oriole Road, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLCJul 2026$291,990$1923/21,522100.1
19 Oriole Road, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLCJun 2026$279,990$1873/21,499130.1
64 Oriole Road, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLCSep 2026$300,740$1654/21,8271030.2
214 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLCJun 2026$333,145$1854/21,8003800.7
33 Pineapple Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCJul 2026$359,900$1944/21,851541.2
33 Phoenix Lane, Palm Coast, FL 32164Listed by REAL ESTATE SERVICES OF PALM COASTSep 2026$338,000$1724/21,9601431.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,490
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,589
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryRymfire
MiddleBuddy Taylor

Community Information

Address84 Turnstone Circle, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number3211315390000000920

Amenities

AmenitiesPool
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Fire Alarm

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
ConstructionFiber Cement

Additional Information

Date ListedMarch 31, 2026
Days on Market125
HOA Fees$98 / Monthly
HOA FrequencyMonthly
Tax Amount$900.78
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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