$554,500Sold3 bd · 2 ba · 1,991 sq ft
Sold·Closed Nov 2, 2026·104 days on market
23 Arena Lake Circle
Palm Coast, FL 32137
About this home
Palm Coast
Masonry Built, Custom Home with a 3 Car Garage, Bonus Room/Office, Waterfront Views, Community Pool, Oversized Screened Lanai tucked away on a quiet Cul-de-Sac. Overlooking a peaceful pond with fountains, this property offers well thought out space and easy indoor-outdoor living that make coastal Florida so desirable. Inside, the open-concept layout is filled with natural light and designed for both comfortable everyday living and entertaining. The spacious kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and a large center island with seating--all positioned to take advantage of the water views. The adjoining living and dining areas flow seamlessly together, highlighted by custom built-ins. One of the standout features of the home is the exceptionally large enclosed lanai, creating an extended living space perfect for morning coffee, outdoor dining
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · Palm Coast - building count > 0 within city limits
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,819 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 15 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 10 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 8 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 8 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Nov 2, 2026Closed$558,900
- Sep 26, 2026Pending$558,900
- Aug 24, 2026Active$558,900
- Aug 18, 2026Pending$558,900
- Jun 6, 2026Listed$558,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 64 Oriole Road, Palm Coast, FL 32164Listed by ASHTON WOODS FLORIDA REALTY LLC | Sep 2026 | $300,740 | $165 | 4/2 | 1,827 | 103 | 0.6 |
| 65 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Oct 2026 | $363,288 | $176 | 4/3 | 2,070 | 129 | 1.3 |
| 49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $358,080 | $173 | 4/3 | 2,070 | 112 | 1.3 |
| 61 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $387,032 | $162 | 4/3 | 2,388 | 111 | 1.3 |
| 218 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Oct 2026 | $359,997 | $164 | 5/3 | 2,200 | 481 | 1.4 |
| 39 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Oct 2026 | $363,997 | $176 | 4/3 | 2,070 | 549 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DALTON WADE INC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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