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Pending

Pending·127 days on market

29 Oriole Road

Palm Coast, FL 32164

$267,990$176/sqftEst. $1,419/moMLS# 2145679
3
Beds
2
Baths
1,522
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $98/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Enter through the front porch into a foyer with two bedrooms and a full bath located near the front of the home. The laundry room and coat closet are also accessible from this hallway. At the center of the home, the kitchen opens to the dining area and great room, creating a spacious main living space. Toward the back, the primary bedroom features a walk-in closet and a primary bath. A patio is accessible through the great room, and the two-car garage connects to the home through a hallway near the foyer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,419
HOAbilled monthly$98
Estimated total, before insurance$1,517/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$770/yr · $64/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,990
$53,598
Loan Term
Monthly Payment
$1,419
Principal & Interest: $1,419
Insurance (est.): $179
Estimated Total Monthly
$1,598
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $770/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Features

Price$267,990
Price / Sq Ft$176
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,522
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address29 Oriole Road, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number3211315390000001140

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Fire Alarm

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 16, 2026
Days on Market10
HOA Fees$98 / Monthly
HOA FrequencyMonthly
Tax Amount$769.61
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC · anastasia.prizzia@starlighthomes.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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