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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·27 days on market

11 Falmouth Drive

Palm Coast, FL 32137

$418,294$228/sqftEst. $2,153/moMLS# 2156118
2
Beds
2
Baths
1,836
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Palm Coast

Casper Floor Plan - Reverie at Palm Coast Welcome to the Casper, a thoughtfully designed home in the vibrant Reverie at Palm Coast, an active adult community that offers unparalleled amenities and lifestyle opportunities. This spacious floor plan features: 2 Bedrooms 2 Bathrooms A versatile Flex Room, perfect for a home office or hobby space An open-concept Great Room, seamlessly flowing into the modern Kitchen and cozy Café A tranquil Owner's Suite with a spa-inspired bath and a generous walk-in closet A covered Lanai, ideal for enjoying Florida's sunny days Additional conveniences include a 2-car garage, a dedicated Laundry Room, and ample storage spaces throughout. Reverie at Palm Coast Amenities This gated, no-guard community is designed for active adults and offers: A state-of-the-art Clubhouse Scenic Walking Trails A relaxing Pool A Fitness Center A Dog Park Golf Carts are OK

Cost to own

Mortgage calculator

$418,294
$83,659
Loan Term
Monthly Payment
$2,153
Principal & Interest: $2,153
Insurance (est.): $279
Estimated Total Monthly
$2,432
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,153
HOAbilled monthly$227
Estimated total, before insurance$2,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,384/yr · $282/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,384/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 19, 2026Listed$418,294

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$418,294
Price / Sq Ft$228
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,836
Acres0.21 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes
Direction FacesNorth

Community Information

Address11 Falmouth Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionReverie At Palm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size9,147.6 sq ft
Lot Dimensions53x129x51x129
Parcel Number0411305160000000060
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Shuffleboard Court
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 20, 2026
Days on Market27
HOA Fees$227 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,384.06
Tax Year2025
Listing TermsCash
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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