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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·58 days on market·Recent sales in Jacksonville

3645 Edison Avenue

Jacksonville, FL 32254

$175,000sold priceListed at $169,400 · 103.3% of asking$159/sqftMLS# 2137451
4
Beds
2
Baths
1,100
Sq Ft
1986
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Brand NEW Roof (August 2025) and a NEW privacy fence installed! 100% Financing Available-Min 640 score. Ready to move in & enjoy. Situated under large shade trees. 1986 Construction. Quiet neighborhood. Convenient to Freeway. This awesome 4 bedroom, 2 full bath, completely renovated home is ready for you! Enjoy cooking in a wonderfully equipped kitchen with granite counters, and nice appliances! Newer electrical panel and tankless water heater are an added bonus. Both bathrooms are beautifully updated. Nice large living room and plenty of windows for all of the natural light! A great home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
Estimated total, before insurance$1,255/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,885/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,329 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$95,868$80,933▲ $7,728
2024$88,647$73,576▲ $5,687
2023$86,793$66,888▲ $23,386
2022$60,808$60,808—
2021$49,970$49,970—
2020$48,413$9,329▲ $2,355

2025 property taxes (current owner): $1,885/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$169,400
  • Jul 1, 2026Listed$169,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCSep 2026$219,900$2303/1957370.4
3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYSep 2026$210,000$2073/11,0151000.6
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.7
3323 Post Street, Jacksonville, FL 32205Listed by EXP REALTY LLCSep 2026$164,625$1153/21,426830.7
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.8
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,400
Price / Sq Ft$154
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,100
Total Structure Area1,300 sq ft
Acres0.12 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryPinedale
MiddleLake Shore
HighRiverside

Community Information

Address3645 Edison Avenue, Jacksonville, FL 32254
Area074-Paxon
SubdivisionThompsons
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size5,227.2 sq ft
Parcel Number0588450500
ZoningResidential

Amenities

UtilitiesCable Available, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGuest

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, In-Law Floorplan, Split Bedrooms
AppliancesElectric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Fence, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Many Trees
Patio / PorchPorch
FencingBack Yard
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 11, 2026
Days on Market58
Tax Amount$1,884.58
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASTILLO REAL ESTATE JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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