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Sold·Closed May 8, 2026·12 days on market
138 Bostwick Cemetery Road
Palatka, FL 32177
About this home
Palatka
Pre-listing appraisal available at $389,000 -- priced to sell at $364,500. Enjoy 5.58 acres of beautiful cleared land with majestic oak trees lining the entrance creating a stunning first impression and classic Old Florida charm. Peaceful country living in the charming Bostwick area! Updated bathrooms, new lighting, new lvp flooring, new carpet in bedrooms, freshly painted interior, new pool liner, full list of updates available. Enjoy outdoor living with an above-ground pool and deck, perfect for relaxing or entertaining. The property also features a garage, carport, and RV port, providing plenty of space for vehicles, equipment, or recreational toys. Ample room for gardening, animals, hobbies, or simply enjoying the privacy and open space. Conveniently located just minutes from US-17 and Palatka, offering a quiet rural setting with easy access to town. If you visit in the evening you may see turkeys in the field and a few deer! Check out the Bostwick Blueberry Festival in April.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,737 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Minnie Stabout 22 mi · 20 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 12 mi · 4.1 mi of trails
Closest public boat ramp
Riverdale Park Public Boat Rampabout 6 mi · St. Johns River
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 10 mi · Saint Johns River
Closest grocery store
Publixabout 16 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:32 AM, sunset 6:50 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,406/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 130 Price Street, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Aug 2026 | $110,000 | $76 | 3/2 | 1,440 | 91 | 0.6 |
| 100 Jack Road, Palatka, FL 32177Listed by REMI REALTY, LLC | Jul 2025 | $315,000 | $232 | 3/2 | 1,359 | 127 | 1.7 |
| 120 Pine Cone Trail, Palatka, FL 32177Listed by DJ & LINDSEY REAL ESTATE | May 2025 | $299,000 | $191 | 3/2 | 1,568 | 13 | 1.7 |
| 138 Pine Cone Trail, Palatka, FL 32177Listed by CENTURY 21 INTEGRA | Jul 2026 | $295,000 | $162 | 3/2 | 1,824 | 16 | 1.8 |
| 154 Old Airport Estates Road, Palatka, FL 32177Listed by KELLER WILLIAMS FIRST COAST REALTY | Jul 2025 | $169,000 | $130 | 3/2 | 1,296 | 2 | 1.8 |
| 162 W Horseshoe Court, Palatka, FL 32177Listed by WATKINS REALTY GROUP | Jul 2025 | $551,000 | $284 | 3/2 | 1,937 | 27 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NATALE REALTORS
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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