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Sold·Closed Jul 31, 2025·27 days on market
162 W Horseshoe Court
Palatka, FL 32177
About this home
Palatka
BEAUTIFUL NEW CONSTRUCTION in the desirable Dreamfields Plantation North of Palatka. This home sits on approximately 13.37 acres with plenty of space for recreation and space for the weekend toys or RV and boat. The house features a large open floor plan with a formal dining area, breakfast room and an open kitchen with a sitting bar, farmhouse sink and full appliance package. The living room has a tall cathedral ceiling, LVP flooring and upgraded trim throughout. The split bedroom plan offers privacy for the master suite which features a tile walk-in shower, garden tub and large master closet. The home is constructed with spray foam insulation in the exterior walls and attic providing extra energy efficiency and a metal roof. Exterior Harie Board and Batten offers a nice exterior finish with the cedar post and gable accents. This home and neighborhood is a must see.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Minnie Stabout 20 mi · 20 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 10 mi · 4.1 mi of trails
Closest public boat ramp
McCullough Creek at County Road 13 Primitive Access (Not Recommended)about 4 mi · St. Johns River - McCunough Creek
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 9 mi · Saint Johns River
Closest grocery store
Publixabout 14 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $527/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $292/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 167 Slew Court, Palatka, FL 32177Listed by WATKINS REALTY GROUP | Jun 2025 | $470,000 | $234 | 4/2 | 2,008 | 123 | 0.3 |
| 535 E Horseshoe Court, Palatka, FL 32177Listed by WATKINS REALTY GROUP | Jul 2025 | $356,000 | $228 | 2/2 | 1,560 | 3 | 0.4 |
| 111 Sailfish Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Sep 2025 | $228,000 | $155 | 3/2 | 1,475 | 60 | 0.8 |
| 125 W Harbor Drive, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Jan 2026 | $75,000 | $51 | 3/2 | 1,480 | 20 | 0.9 |
| 120 Barracuda Drive, Palatka, FL 32177Listed by INTERLACHEN REALTY SERVICES, INC | Jun 2026 | $155,000 | $108 | 3/2 | 1,440 | 42 | 1.1 |
| 138 El Prado Court, Palatka, FL 32177Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Mar 2026 | $292,500 | $139 | 4/2 | 2,097 | 5 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATKINS REALTY GROUP
Sold by: IHEART REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines