Sold·Closed Aug 25, 2026·91 days on market
130 Price Street
Palatka, FL 32177
About this home
Palatka
Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal for gatherings and everyday meals. The home offers a blend of vintage charm and comfortable living space, with plenty of potential to make it your own. Outside, the covered carport provides convenient parking and protection from the elements, while the expansive yard offers endless possibilities for gardening, entertaining, or simply enjoying the peaceful surroundings. Don't miss this opportunity to own a piece of history with the room to grow-schedule your showing today! HUD Case #091-767804. Proof of funds required before negotiations.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1920)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,557 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Minnie Stabout 23 mi · 20 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 12 mi · 4.1 mi of trails
Closest public boat ramp
Riverdale Park Public Boat Rampabout 6 mi · St. Johns River
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 9 mi · Saint Johns River
Closest grocery store
Publixabout 16 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,323/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 26, 2026Closed$149,000
- Jul 28, 2026Pending$149,000
- Jul 22, 2026Active Under Contract$149,000
- Jul 15, 2026Price change$149,000−$16,000
- Apr 25, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $103/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 138 Bostwick Cemetery Road, Palatka, FL 32177Listed by NATALE REALTORS | May 2026 | $360,500 | $239 | 3/2 | 1,511 | 12 | 0.6 |
| 120 Pine Cone Trail, Palatka, FL 32177Listed by DJ & LINDSEY REAL ESTATE | May 2025 | $299,000 | $191 | 3/2 | 1,568 | 13 | 1.1 |
| 138 Pine Cone Trail, Palatka, FL 32177Listed by CENTURY 21 INTEGRA | Jul 2026 | $295,000 | $162 | 3/2 | 1,824 | 16 | 1.2 |
| 154 Old Airport Estates Road, Palatka, FL 32177Listed by KELLER WILLIAMS FIRST COAST REALTY | Jul 2025 | $169,000 | $130 | 3/2 | 1,296 | 2 | 1.2 |
| 100 Jack Road, Palatka, FL 32177Listed by REMI REALTY, LLC | Jul 2025 | $315,000 | $232 | 3/2 | 1,359 | 127 | 1.2 |
| 215 Pioneer Trail, Green Cove Springs, FL 32043Listed by FATHOM REALTY FL, LLC. | Nov 2025 | $530,000 | $299 | 3/2.5 | 1,770 | 34 | 3.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Sold by: COLDWELL BANKER BEN BATES INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale1314 Ellis Road SJacksonville, FL 32205
3 bd · 2.5 ba · 1,501 sq ft
$209,900Est. $1,117/moFresh, updated, and move-in ready! This 3-bedroom, 2.5-bath townhome offers approximately 1,500 square feet of…
Listing Office: keller williams jacksonville
For RentLease
3125 Laurent LoopDavenport, FL 33837
3 bd · 2.5 ba · 1,738 sq ft
$2,700/moThis 3-bedroom, 2.5-bath home offers a functional layout with comfortable living spaces and plenty of room to make it…
Listing Office: united real estate gallery
For RentLease
3794 Ron RoadGreen Cove Springs, FL 32043
3 bd · 2 ba · 1,680 sq ft
$2,600/moCOUNTRY LIVING AT IT'S FINEST! 1.5 acres! Live in the country but close to the conveniences of city life. Primary…
Listing Office: plantana realty, inc.
For RentLease
5285 Truman Pacetti RoadSt. Augustine, FL 32092
3 bd · 2 ba · 1,831 sq ft
$2,600/moImmaculate 3 bedroom 2 bathroom house awaiting its new family! This adorable home is located on a beautiful piece of…
Listing Office: international golf realty
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines