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Active

Active·26 days on market

3104 Tupelo Loop

Green Cove Springs, FL 32043

$364,994$173/sqftEst. $1,861/moMLS# 2152899

Beds

Baths

2,106

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

Move-in ready Charle II HA by Lennar in Edenbrooke, a gated 55+ community. This beautiful home features white 42'' cabinets, white quartz kitchen countertops, and stainless steel appliances--range, microwave, dishwasher, and refrigerator. Ceramic wood-look tile in main areas, living, dining, and halls. Includes quartz vanities, window blinds, water heater, pre-wired alarm, Amazon Home Automation, screened lanai, sprinkler system, and a pavered driveway. Enjoy a resort-style pool, clubhouse, fitness center, pickleball, bocce, and a full-time lifestyle director. One-year builder warranty, dedicated customer care, and 24-hour emergency service included. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$364,994

Down Payment: 20%

$72,999

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,861

Principal & Interest: $1,861

Property taxes (est.): $559

Insurance (est.): $243

Estimated Total Monthly

$2,664

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,861

Property taxesest. at asking price, Clay County$559

HOAbilled quarterly$166

Estimated total, before insurance$2,586/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,368/yr · $281/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 29, 2026Listed$364,994

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$364,994

Price / Sq Ft$173

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,106

Acres0.16 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Community Information

Address3104 Tupelo Loop, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionEdenbrooke At Hyland Trails At Creekview Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,969.6 sq ft

Lot Dimensions50 X 125

Parcel Number000

ZoningPUD

Amenities

AmenitiesTrash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)