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This home is in Jacksonville.

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Pending

Pending·139 days on market

4626 Birkenhead Road

Jacksonville, FL 32210

$279,000$205/sqftEst. $1,439/moMLS# 2136135

Beds

Baths

1,359

Sq Ft

1941

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully fully renovated home located at 4626 Birkenhead Rd! This move-in ready property features a modern design with thoughtful upgrades throughout and a functional layout with well-defined living spaces. Step inside to find updated flooring, fresh paint, and stylish finishes that create a warm and inviting atmosphere. The kitchen has been completely upgraded with sleek countertops, contemporary cabinetry, and BRAND NEW appliances, making it perfect for everyday living. Each room offers privacy and flexibility, ideal for families, guests, or a home office setup. The bathrooms have also been tastefully remodeled with modern fixtures and finishes, offering a fresh, clean look. Outside, the home offers great curb appeal with a spacious yard and a clean, refreshed exterior. Conveniently located near schools, shopping, and major roadways, this home combines comfort, style, and convenience.

Cost to own

Mortgage calculator

Home Price

$279,000

Down Payment: 20%

$55,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,439

Principal & Interest: $1,439

Property taxes (est.): $456

Insurance (est.): $186

Estimated Total Monthly

$2,080

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,439

Property taxesest. at asking price, Duval County$456

Estimated total, before insurance$1,894/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,130/yr · $178/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$2,268	$2,268	—
2025	$135,521	$92,760	—
2024	$2,268	$2,268	—
2024	$127,928	$88,964	▲ $3,144
2023	$2,268	$2,268	—
2023	$128,918	$128,918	▲ $11,024
2022	$2,268	$2,228	—
2022	$114,174	$31,557	▲ $6,883
2021	$2,025	$2,025	—
2021	$92,438	$29,182	▲ $5,181
2020	$2,025	$2,025	—
2020	$85,227	$25,000	▲ $2,880

2025 property taxes (current owner): $2,130/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History