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Sold

Sold·Closed Jun 30, 2026·66 days on market

176 Lake Drive

Florahome, FL 32140

$477,000sold priceListed at $499,000 · 95.6% of asking$365/sqftMLS# 2135664
2
Beds
2
Baths
1,307
Sq Ft
1977
Built
—
Garage
No
Pool
No HOA0.88 acresWaterfrontSingle Family Residence1 story

About this home

Florahome

Fantastic retirement retreat or weekend getaway on desirable Georges Lake! Set on a beautiful double lot with plenty of room to build, this property offers one of the most breathtaking lake views around. Enjoy peaceful mornings and stunning sunsets over the sparkling spring-fed water. Ideal for boaters and outdoor enthusiasts, Georges Lake is perfect for water skiing, fishing right from your backyard, and making the most of lakefront living. Major updates include well and AC both replaced within the last 5 years, offering added peace of mind.Whether you're looking for a full-time retreat or the perfect weekend escape, this is a rare opportunity to own a truly special piece of waterfront property. Active air bnb Call today to come see this little slice of Paradise !

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,642
Estimated total, before insurance$2,642/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,405/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$477,000
$95,400
Loan Term
Monthly Payment
$2,642
Principal & Interest: $2,642
Insurance (est.): $318
Estimated Total Monthly
$2,960
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,405/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $382/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
212 Lake Drive, Florahome, FL 32140Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2025$425,000$2503/21,698460.1
567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INCJul 2026$435,000$2703/21,6101611.1
1038 Coral Farms Road, Florahome, FL 32140Listed by IHEART REALTY INCMay 2026$269,900$1923/21,404201.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$382
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,307
Acres0.88 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address176 Lake Drive, Florahome, FL 32140
Area576-Georges Lake
SubdivisionLakeside Hills
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size38,332.8 sq ft
Parcel Number130824510206000010

Amenities

UtilitiesCable Available
Water SourceWell
ParkingAttached Carport
Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Dishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 19, 2026
Days on Market66
Tax Amount$2,405.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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