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Sold

Sold·Closed Sep 26, 2025·5 days on market

308 W Hillsborough Avenue

Florahome, FL 32140

$265,000sold priceListed at $275,000 · 96.4% of asking$215/sqftMLS# 2105461
2
Beds
2
Baths
1,232
Sq Ft
2003
Built
—
Garage
No
Pool
No HOA1.06 acresSingle Family Residence1 story

About this home

Florahome

Welcome to 308 W Hillsborough Ave — a beautifully maintained 2-bedroom, 2-bathroom home tucked away on a peaceful and private 1.06-acre property, made up of three separate parcels. One of the parcels is fully fenced, offering ideal space for pets, gardening, or additional outdoor enjoyment. Inside, the home features tile flooring throughout for easy maintenance and a warm, inviting wood-paneled ceiling in the living room that adds rustic character. There's no lack of storage here — you'll appreciate the immense cabinetry, a large storage closet, and a spacious laundry room that offers both functionality and extra space. Step outside to your own personal retreat with a large back deck overlooking a cozy fire pit, perfect for entertaining friends or enjoying quiet evenings under the stars. Located just around the corner from the scenic state forest, Georges Lake, and miles of beautiful walking trails, this property offers the ideal blend of seclusion, comfort, and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Estimated total, before insurance$1,468/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,273/yr · $106/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Insurance (est.): $177
Estimated Total Monthly
$1,645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,321 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,273/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1262 Coral Farms Road, Florahome, FL 32140Listed by COLDWELL BANKER SMITH AND SMITH REALTYOct 2025$265,000$2123/21,250820.3
510 W Hillsborough Avenue, Florahome, FL 32140Listed by COLDWELL BANKER BEN BATES INCSep 2025$175,000$1382/21,2681480.8
176 Lake Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$477,000$3652/21,307660.9
561 Hillsborough Avenue, Florahome, FL 32140Listed by TREVOR WATERS REALTY, INC.Jul 2025$435,000$2864/21,520381.2
183 Ranchette Circle, Florahome, FL 32140Listed by MOMENTUM REALTYNov 2025$245,000$1823/21,34471.6
1038 Coral Farms Road, Florahome, FL 32140Listed by IHEART REALTY INCMay 2026$269,900$1923/21,404201.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$223
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,232
Acres1.06 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address308 W Hillsborough Avenue, Florahome, FL 32140
Area151-Keystone Heights
SubdivisionLakeside Hills
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size46,173.6 sq ft
Lot Dimensions1.06
Parcel Number130824510205900140
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Unassigned
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Lot DescriptionWooded
Patio / PorchFront Porch, Patio
FencingChain Link
RoofShingle
ConstructionComposition Siding
Road SurfaceDirt

Additional Information

Date ListedAugust 24, 2025
Days on Market5
Tax Amount$1,272.95
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Sold by: CENTURY 21 LAKESIDE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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