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Active

Active·83 days on market

113 St. Lucie Street

Florahome, FL 32140

$283,500$227/sqftEst. $1,445/moMLS# 2143423

Beds

Baths

1,250

Sq Ft

2026

Built

Garage

Pool

About this home

Florahome

New Construction, stunning three-bedroom, two bath semi-custom home in the town of Florahome. The home is nestled on .34 acres. This home features all wood cabinetry, LVP Floors, 10' ceiling in the family room, stainless steel appliances, large owner's suite and much more. Close proximity to Lake Blossom Trail, George's Lake Boat Ramp, Ethoniah Creek State Forest, and Florida National Scenic Trail. Schedule a showing today! Pictures are of a recently completed home - similar floor plan and similar finishes.

Cost to own

Mortgage calculator

Home Price

$283,500

Down Payment: 20%

$56,700

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,445

Principal & Interest: $1,445

Insurance (est.): $189

Estimated Total Monthly

$1,634

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,445

Estimated total, before insurance$1,445/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,365 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 4, 2026Listed$283,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$283,500

Price / Sq Ft$227

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,250

Total Structure Area1,684 sq ft

Acres0.34 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built, Under Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

Community Information

Address113 St. Lucie Street, Florahome, FL 32140

Area576-Georges Lake

SubdivisionLakeside Hills

CityFlorahome

CountyPutnam

StateFL

Zip Code32140

Lot Size14,810.4 sq ft

Lot Dimensions75 x 150

Parcel Number130824510206300070

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected

SewerAerobic Septic, Septic Tank

Water SourcePrivate

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)