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Sold·Closed Sep 24, 2025·46 days on market
212 Lake Drive
Florahome, FL 32140
About this home
Florahome
Welcome to this charming 3-bedroom, 2-bathroom home located on the tranquil shores of Georges Lake in Putnam County. Offering 1,698 sq ft of comfortable living space, this lakefront property is perfect for those seeking peaceful views and relaxed Florida living. Step onto the covered front porch, ideal for enjoying quiet mornings, and enter into the spacious family room with vaulted ceilings and an open layout that flows into the dining area and kitchen. The home features wall-to-wall carpeting throughout, with tile flooring in the kitchen and bathrooms. The kitchen includes black appliances, laminate countertops, and a pantry, with a lake view from the sink. Just off the kitchen is a laundry room complete with a sink and an additional storage area where the HVAC system is located. French doors in the dining room lead to a screened-in back porch, perfect for enjoying the scenic lake views. All three bedrooms and two full bathrooms are located to the right of the family room.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,537/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 18, 2025Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $265/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 176 Lake Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $477,000 | $365 | 2/2 | 1,307 | 66 | 0.1 |
| 128 Santa Rosa Street, Florahome, FL 32140Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $409,000 | $216 | 4/2 | 1,896 | 82 | 0.6 |
| 118 Lariat Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $208,000 | $114 | 4/2 | 1,820 | 136 | 0.9 |
| 567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INC | Jul 2026 | $435,000 | $270 | 3/2 | 1,610 | 161 | 1.2 |
| 209 Beach Drive, Florahome, FL 32140Listed by HERRON REAL ESTATE LLC | Jun 2026 | $415,000 | $218 | 3/2.5 | 1,904 | 40 | 1.2 |
| 111 Holly Drive, Florahome, FL 32140Listed by MOMENTUM REALTY | Jul 2026 | $269,900 | $146 | 3/2.5 | 1,848 | 80 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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