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Sold

Sold·Closed Sep 26, 2025·148 days on market

510 W Hillsborough Avenue

Florahome, FL 32140

$175,000sold priceListed at $184,900 · 94.6% of asking$138/sqftMLS# 2080581
2
Beds
2
Baths
1,268
Sq Ft
1973
Built
1
Garage
No
Pool
No HOA0.74 acresSingle Family Residence2 stories

About this home

Florahome

Adventure Awaits Near George's Lake! This 2 Bedroom 2 bath A-frame retreat offers the perfect blend of rustic charm and modern comfort, just a short walk from the sparkling waters of George's Lake. This unique home is nestled 2 lots in a beautiful neighborhood shaded by majestic oak trees and surrounded by natural Florida beauty. Whether you're dreaming of a peaceful weekend escape, a vacation rental, or a basecamp for outdoor adventures, this home has it all. The public boat ramp is just half a mile away, making it easy to spend your days fishing, tubing, or cruising the lake. Nearby, the Belmore State Forest opens the door to hunting, Jeep riding, hiking, and more. Enjoy your mornings on the porch, your afternoons on the water, and your evenings under a canopy of stars. This is more than a home—it's a lifestyle! Parcel # 13-08-24-5105-0020-0030 (Lot 3) and 13-10-24-5105-0010-0040 (Lot 4)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Estimated total, before insurance$969/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$540/yr · $45/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Insurance (est.): $117
Estimated Total Monthly
$1,086
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,300 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $540/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INCJul 2026$435,000$2703/21,6101610.4
561 Hillsborough Avenue, Florahome, FL 32140Listed by TREVOR WATERS REALTY, INC.Jul 2025$435,000$2864/21,520380.4
308 W Hillsborough Avenue, Florahome, FL 32140Listed by CB ISAAC REALTYSep 2025$265,000$2152/21,23250.8
176 Lake Drive, Florahome, FL 32140Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$477,000$3652/21,307660.9
1262 Coral Farms Road, Florahome, FL 32140Listed by COLDWELL BANKER SMITH AND SMITH REALTYOct 2025$265,000$2123/21,250820.9
143 Desoto Drive, Florahome, FL 32140Listed by TEAM FLORIDA REALTY SERVICES INCDec 2025$207,500$1333/21,560841.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$184,900
Price / Sq Ft$146
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,268
Acres0.74 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address510 W Hillsborough Avenue, Florahome, FL 32140
Area576-Georges Lake
SubdivisionLakeside Hills
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size32,234.4 sq ft
Parcel Number130824510500200030

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther, Off Street

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s)
AppliancesElectric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch
FencingBack Yard, Chain Link
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 9, 2025
Days on Market148
Tax Amount$539.93
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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