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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Apr 17, 2026·6 days on market·Recent sales in Mandarin

2513 Riley Oaks Trail

Jacksonville, FL 32223

$825,000sold priceListed at $849,900 · 97.1% of asking$207/sqftMLS# 2133997
4
Beds
4
Baths
3,995
Sq Ft
2017
Built
3
Garage
Yes
Pool
HOA $142/mo14,375 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this exceptional pool home in the gated community of Riley Oaks in sought-after Mandarin. With nearly 4,000 sq ft of thoughtfully designed living space, this home blends comfort, flexibility, and resort-style outdoor living. The backyard is a true highlight, featuring a screen-enclosed saltwater pool and covered patio, perfect for relaxing, entertaining, or enjoying year-round Florida sunshine in your own private retreat. Inside, the flexible split floor plan offers space for everyone, including a private guest suite, a spacious primary suite with sitting area, two additional bedrooms connected by a versatile flex space, and an upstairs bonus room with full bath that can function as a 5th bedroom, media room, or playroom. The chef's kitchen features granite countertops, stainless steel appliances, a large island, and a bright breakfast nook. A home office and formal dining room complete this beautifully designed home built for everyday living and memorable gatherings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,570
Property taxesest. at asking price, Duval County$1,347
HOAbilled quarterly$142
Estimated total, before insurance$6,058/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,300/yr · $1,025/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,570
Principal & Interest: $4,570
Property taxes (est.): $1,347
Insurance (est.): $550
Estimated Total Monthly
$6,467
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,300/yr

Estimated taxes if purchased at asking price: ~$16,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 9, 2026Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2506 Riley Oaks Trail, Jacksonville, FL 32223Listed by THE LEGENDS OF REAL ESTATEOct 2026$769,000$2454/3.53,14130
2536 Tuscan Oaks Lane, Jacksonville, FL 32223Listed by LATITUDE 30 REALTY LLCMay 2026$650,000$1566/3.54,1672400.3
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630.5
12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLCJul 2026$700,000$2064/33,40360.6
2867 Orange Picker Road, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$760,000$2414/4.53,1532080.6
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,900
Price / Sq Ft$213
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,995
Acres0.33 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontNo

Community Information

Address2513 Riley Oaks Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiley Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,374.8 sq ft
Parcel Number1059310575

Amenities

AmenitiesGated
UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionStone Veneer, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 9, 2026
Days on Market6
HOA Fees$425 / Quarterly
HOA FrequencyQuarterly
Tax Amount$12,299.65
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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