Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 23
Active

$195,0002 bd · 2 ba · 1,097 sq ft

Active·243 days on market

2662 San Francisco Boulevard B

Orange Park, FL 32065

$195,000$178/sqftEst. $1,063/mo mortgageMLS# 2133590
↓ $10,000 below original list
2
Beds
2
Baths
1,097
Sq Ft
1984
Built
1
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotTownhouse1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Water view and no HOA! This 2-bedroom, 2-bathroom townhome in Orange Park offers comfortable living with a peaceful backyard setting. Inside, the home features durable LVP flooring throughout the main living areas and an open living and dining space that flows into the kitchen. The kitchen includes solid surface countertops, stainless appliances, and ample cabinet space, making it both functional and inviting. Both bedrooms are generously sized with good closet space, and the bathrooms are well maintained with clean, modern finishes. Step outside to one of the home's standout features--a fully fenced backyard overlooking a tranquil pond with a peaceful water view. Enjoy watching local wildlife or relaxing with your morning coffee while taking in the calm setting. Conveniently located near shopping, dining, schools, and major roadways, this home combines easy living, a scenic water view, and the freedom of no HOA.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,063
Property taxesest. at asking price, Clay County$292
Estimated total, before insurance$1,356/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,741/yr · $145/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,063
Principal & Interest: $1,063
Property taxes (est.): $292
Insurance (est.): $130
Estimated Total Monthly
$1,486
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 6:49 AM, sunset 5:33 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$171,769$83,219—
2025$170,936$80,106—
2024$152,107$76,860—
2023$142,032$72,874—
2022$129,004$73,504—
2021$101,299$101,299—
2020$67,744$25,000—

2025 property taxes (current owner): $1,741/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Jul 30, 2026Price change$195,000−$10,000
  • Mar 13, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1340 Bay Hill Boulevard A, Orange Park, FL 32065Listed by MOMENTUM REALTYAug 2026$204,000$1952/21,04840.2
2639 Sunrise Village Drive B, Orange Park, FL 32065Listed by INTEGRITY KEY REALTY LLCJan 2026$117,000$1312/1.58961120.3
2634 Gifford Avenue B, Orange Park, FL 32065Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCOct 2025$104,000$1162/18963970.3
2648 Sunrise Village Drive A, Orange Park, FL 32065Listed by WORKMAN REAL ESTATE LLCJun 2025$130,000$1512/18601610.3
2300 Twelve Oaks Drive D3, Orange Park, FL 32065Listed by BASS PROFESSIONAL REALTY, INCJun 2026$120,000$1182/1.51,016411.7
2300 Twelve Oaks Drive J-8, Orange Park, FL 32065Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INCSep 2025$127,000$1152/1.51,104151.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$195,000
Price / Sq Ft$178
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,097
Total Structure Area1,440 sq ft
Acres0.11 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryLakeside
MiddleLakeside

Community Information

Address2662 San Francisco Boulevard B, Orange Park, FL 32065
Area138-Tanglewood
SubdivisionBay Hill
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size4,791.6 sq ft
Lot Dimensions40 x 117
Parcel Number40042502067300401

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub
AppliancesElectric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingFenced, Back Yard, Chain Link, Full, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 13, 2026
Days on Market243
Tax Amount$1,741.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines