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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 30, 2026·41 days on market

2300 Twelve Oaks Drive D3

Orange Park, FL 32065

$120,000sold priceListed at $129,900 · 92.4% of asking$118/sqftMLS# 2142708
2
Beds
1.5
Baths
1,016
Sq Ft
1983
Built
—
Garage
No
Pool
FEMA Zone XHOA $329/mo436 sqft lotCondominium2 stories

About this home

Orange Park

Town Home in Twelve Oaks, located in the vibrant community of Orange Park, FL. This charming 2-bedroom, 1.5-bathroom home offers a perfect blend of comfort and convenience. The home is strategically positioned close to main transit routes, making your daily commute a breeze. The HOA fees cover water, adding to the value and ease of living. The home also comes with allocated parking spaces, ensuring you never have to worry about finding a spot. Plus, the proximity to medical facilities provides an added layer of convenience and peace of mind. Experience the best of Orange Park living .Adorable and affordable living in this townhome style condo. Park right in front of your door ! Nice front porch, nice living areas. Eat in space in the kitchen. Luxury vinyl in the living areas. Enjoy your balcony in this beautiful Florida weather. Take a dip in the community pool and relax. Shows great.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Property taxesest. at asking price, Clay County$184
HOAbilled monthly$329
Estimated total, before insurance$1,178/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,841/yr · $153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Property taxes (est.): $184
Insurance (est.): $80
Estimated Total Monthly
$929
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $130,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$120,710$120,710—
2024$117,919$117,919—
2023$110,874$110,874—
2022$81,923$25,000—
2021$64,408$25,000—
2020$62,947$25,000—

2025 property taxes (current owner): $1,841/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Closed$129,900
  • May 13, 2026Listed$129,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $115/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1504 Kettering Way, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEJun 2026$118,000$1072/1.51,1011250.9
222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATEJun 2026$122,500$973/2.51,2651420.9
406 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$120,000$1152/1.51,040501
102 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$140,000$1113/2.51,265401
1340 Bay Hill Boulevard A, Orange Park, FL 32065Listed by MOMENTUM REALTYAug 2026$204,000$1952/21,04841.7
1323 Solar Circle B, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$140,000$1772/1792801.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$129,900
Price / Sq Ft$128
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,016
Acres0.01 acres
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2300 Twelve Oaks Drive D3, Orange Park, FL 32065
Area136-Lakeside Estates
SubdivisionTwelve Oaks
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size435.6 sq ft
Parcel Number13042502033800404

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMay 13, 2026
Days on Market41
HOA Fees$329 / Monthly
HOA FrequencyMonthly
Tax Amount$1,841.1
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BASS PROFESSIONAL REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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