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Sold

Sold·Closed Aug 14, 2026·4 days on market

1340 Bay Hill Boulevard A

Orange Park, FL 32065

$204,000sold priceListed at $210,000 · 97.1% of asking$195/sqftMLS# 2154102
2
Beds
2
Baths
1,048
Sq Ft
1986
Built
1
Garage
No
Pool
FEMA Zone XNo HOA4,356 sqft lotTownhouse1 story

About this home

Orange Park

Welcome to a beautifully maintained home that's truly move-in ready! Pride of ownership shines throughout this inviting property, featuring numerous recent updates designed for comfort and peace of mind. Fresh interior and exterior paint create a bright, clean, and modern feel from the moment you step in. Vinyl flooring throughout offers both style and durability. The updated kitchen is equipped with stainless steel appliances making it both functional and enjoyable. One of the home's most valuable upgrades is the new roof, providing added confidence for years to come. Every detail has been thoughtfully maintained, allowing the next owner to move in without the hassle of major improvements. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment, this home offers the perfect combination of quality, convenience, and value. Conveniently located near shopping, dining, schools, and major roadways, this Orange Park gem is ready to welcome you home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,130
Property taxesest. at asking price, Clay County$313
Estimated total, before insurance$1,443/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,073/yr · $173/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$204,000
$40,800
Loan Term
Monthly Payment
$1,130
Principal & Interest: $1,130
Property taxes (est.): $313
Insurance (est.): $136
Estimated Total Monthly
$1,579
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,486 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$123,489$84,538—
2023$115,963$76,853—
2022$104,986$69,867—
2021$83,581$63,516—
2020$67,353$57,742—

2025 property taxes (current owner): $2,073/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$210,000
  • Jul 11, 2026Active Under Contract$210,000
  • Jul 10, 2026Price change$210,000+$10,000
  • Jul 7, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $115/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1323 Solar Circle B, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$140,000$1772/1792800.1
2300 Twelve Oaks Drive D3, Orange Park, FL 32065Listed by BASS PROFESSIONAL REALTY, INCJun 2026$120,000$1182/1.51,016411.7
1101 Kettering Way, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$134,000$1003/2.51,3431022.6
222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATEJun 2026$122,500$973/2.51,2651422.6
1504 Kettering Way, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEJun 2026$118,000$1072/1.51,1011252.7
406 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$120,000$1152/1.51,040502.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$200
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,048
Acres0.10 acres
Year Built1986
TypeResidential
Sub-TypeTownhouse
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1340 Bay Hill Boulevard A, Orange Park, FL 32065
Area138-Tanglewood
SubdivisionBay Hill
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size4,356 sq ft
Parcel Number40042502067303800
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingVinyl, Wood
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 7, 2026
Days on Market4
Tax Amount$2,073.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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