Pending·23 days on market
7634 Aztec Court
Keystone Heights, FL 32656
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Keystone Heights
$514,900 +$20k towards new roof & $5k flooring allowance! Fully Handicap accessible! Oasis. a stunning gated home that offers everything you need for luxury living and peaceful relaxation. Enjoy your own heated swimming pool with a waterfall, a full rear deck overlooking lush landscaping, and even lake views. This beautifully designed property features: Four spacious bedrooms, each with a private en suite bathroom A gourmet kitchen with SS appliances, granite countertops, Cherry cabinets and elegant finishes Open-concept living spaces, perfect for entertaining or unwinding *A cozy sitting area and a dedicated home office *Exterior parking for your boat or RV * Irrigation system *Handicap accessible design with wide doorways and a garage lift already installed Whether you're relaxing by the pool, fishing in the lake or enjoying the view, or hosting family and friends. This home has it all! Listing being considered for short sale by lender close in approx 21 after acceptanc
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,492 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 27 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 5 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 3 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $358/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Listed$514,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5501 Carlsbad Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jan 2026 | $450,000 | $170 | 4/3 | 2,644 | 11 | 0.2 |
| 5429 Laredo Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Dec 2025 | $375,000 | $188 | 3/2 | 2,000 | 59 | 0.2 |
| 5192 CR-214, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Jan 2026 | $338,000 | $169 | 3/2 | 2,000 | 41 | 0.5 |
| 5533 Coronado Street, Keystone Heights, FL 32656Listed by MAXREV, LLC | Jun 2026 | $355,000 | $164 | 5/3 | 2,160 | 42 | 0.8 |
| 5579 Deerlodge Court, Keystone Heights, FL 32656Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $249,900 | $115 | 3/2 | 2,176 | 16 | 1 |
| 7556 Osceola Avenue, Keystone Heights, FL 32656Listed by CW REALTY | Nov 2025 | $229,900 | $112 | 4/2 | 2,052 | 10 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Big Tree Lakes
For Sale5754 N Crater Lake CircleKeystone Heights, FL 32656
4 bd · 3 ba · 3,076 sq ft
$529,900Est. $2,820/moWelcome to your dream retreat on 2 beautifully wooded acres near Lake Geneva in Keystone Heights! This spacious…
Listing Office: mark spain real estate
For Sale7645 Oak Forest RoadKeystone Heights, FL 32656
3 bd · 2 ba · 2,880 sq ft
$489,000Est. $2,603/moWelcome to 7645 Oak Forest Road in the desirable Big Tree Lakes community of Keystone Heights. This beautifully…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in Keystone Heights
For Sale6441 Baker RoadKeystone Heights, FL 32656
4 bd · 2 ba · 2,586 sq ft
$473,000Est. $2,518/moListing Office: florida homes realty & mtg llc
Under Contract6261 Little Lake Geneva RoadKeystone Heights, FL 32656
3 bd · 2.5 ba · 1,728 sq ft
$445,000Est. $2,368/moListing Office: florida homes realty & mtg llc
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines