Sold·Closed Oct 2, 2026·384 days on market
6202 Furman Avenue
Keystone Heights, FL 32656
About this home
Keystone Heights
BUYER BONUS! The builder is offering a $10,000 incentive with an accepted offer! Use it toward closing costs, new furniture, or even a riding lawn mower, the choice is yours. More value, more savings, and more reasons to make this beautiful home yours! Welcome to this beautiful 3 bedroom, 2 bath home featuring an open floor plan and desirable split-bedroom layout designed for both comfort and functionality. The spacious kitchen includes an eating bar perfect for casual dining and entertaining, all flowing seamlessly into the main living area. A 2-car garage adds convenience and extra storage. Built with efficiency in mind, this home features foam insulation in the attic and blown cellulose insulation in the walls, delivering superior comfort and energy savings of approximately 1/3 on your monthly electric bill. Step outside and enjoy everything this area has to offer, small-town charm, nearby parks, Rails-to-Trails for walking and biking, and multiple lakes for fishing, boating, & mor
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 29 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 2 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 4 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $4,500 | $4,500 | — |
| 2024 | $4,500 | $4,235 | — |
| 2023 | $4,500 | $3,850 | — |
| 2022 | $3,500 | $3,500 | — |
| 2021 | $3,500 | $3,500 | — |
| 2020 | $3,500 | $3,500 | — |
2024 property taxes (current owner): $65/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$275,000
- Sep 9, 2026Pending$275,000
- Feb 16, 2026Listed$275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $222/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6204 Kent Avenue, Keystone Heights, FL 32656Listed by ROUND TABLE REALTY | May 2026 | $136,000 | $116 | 2/2 | 1,176 | 172 | 0.1 |
| 6279 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $221,500 | $146 | 3/2 | 1,512 | 218 | 0.4 |
| 7577 Hot Springs Court, Keystone Heights, FL 32656Listed by COLDWELL BANKER SMITH AND SMITH REALTY | Oct 2026 | $288,000 | $185 | 3/2.5 | 1,560 | 200 | 0.5 |
| 6266 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Apr 2026 | $315,000 | $208 | 3/2 | 1,515 | 321 | 0.5 |
| 7157 Wesleyan Road, Keystone Heights, FL 32656Listed by CHAD AND SANDY REAL ESTATE GROUP | Apr 2026 | $295,000 | $214 | 3/2 | 1,380 | 47 | 0.5 |
| 6184 Cornell Road, Keystone Heights, FL 32656Listed by LANTERN REALTY, LLC. | Dec 2025 | $115,000 | $120 | 3/2 | 960 | 37 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines