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Sold

Sold·Closed Sep 18, 2026·0 days on market

5900 Sequoia Road

Keystone Heights, FL 32656

$239,700sold priceListed at $239,700 · 100% of asking$126/sqftMLS# 2156470
4
Beds
2
Baths
1,904
Sq Ft
2024
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.19 acresManufactured Home1 story

About this home

Keystone Heights

Seller's had to relocate! Bring me an offer. Just Reduced for quick sale Perfect for multi-generational living! This spacious 4-bedroom, 2-bathroom residence Built in 2024 features a split-bedroom layout designed for optimal privacy. The heart of the home highlights a gourmet kitchen equipped with an exhaust fan, abundant cabinetry, and a separate wet bar area--ideal for entertaining! Set on a beautiful 1.19-acre lot just minutes from local dining and Keystone Beach (swimming, lake access, and a kids' park area).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,328
Property taxesest. at asking price, Clay County$367
Estimated total, before insurance$1,695/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,894/yr · $325/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,700
$47,940
Loan Term
Monthly Payment
$1,328
Principal & Interest: $1,328
Property taxes (est.): $367
Insurance (est.): $160
Estimated Total Monthly
$1,855
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,894/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$239,700
  • Aug 18, 2026Active Under Contract$239,700
  • Aug 15, 2026Price change$239,700−$12,800
  • Aug 6, 2026Price change$252,500−$7,400
  • Aug 5, 2026Price change$259,900−$10,000
  • Jul 28, 2026Price change$269,900−$10,100
  • Jul 21, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7588 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLCJul 2026$269,900$1355/32,001900.2
5915 Oak Leaf Road, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCApr 2026$249,900$1364/21,836850.2
7603 Sand Dune Court, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYMay 2025$200,000$1193/21,680850.5
7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1173/21,876710.6
7667 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$245,000$1683/21,456900.6
7575 Alameda Way, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYApr 2026$610,000$2724/2.52,2401860.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,700
Price / Sq Ft$126
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,904
Acres1.19 acres
Year Built2024
TypeResidential
Sub-TypeManufactured Home
StyleMulti Generational
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address5900 Sequoia Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size51,836.4 sq ft
Parcel Number14082300143746200
ZoningSingle Family

Amenities

UtilitiesCable Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Circular Driveway

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchRear Porch
FencingBack Yard, Chain Link
RoofShingle
ConstructionStone Veneer, Vinyl Siding
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 22, 2026
Days on Market0
Tax Amount$3,894.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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