Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 21
Sold

Sold·Closed Aug 7, 2026·136 days on market

96091 Carrera Way

Fernandina Beach, FL 32034

$477,997sold priceListed at $477,997 · 100% of asking$157/sqftMLS# 2132367
5
Beds
3.5
Baths
3,037
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone AEHOA $32/moSingle Family Residence2 storiesNew construction

About this home

Fernandina Beach

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! Beautiful home with Modern Living Suite on main level is thoughtfully designed for entertaining with an open layout with well appointed features including 9' ceilings, 8' doors, quartz countertops, expansive kitchen with quartz countertops, walk in pantry, mud entry from garage and covered patio. The first floor Modern LIving Suite includes a separate living space with kitchenette, bedroom and separeate bath with walk-in shower and can be used as in-home office, gym, or man cave as well. On the second level, a secluded primary suite boasts a massive walk-in closet and private bath with it's own walk-in linen closet. A loft area provides for a third gathering space. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,648
Property taxesest. at asking price, Nassau County$660
HOAbilled annually$32
Estimated total, before insurance$3,340/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$477,997
$95,599
Loan Term
Monthly Payment
$2,648
Principal & Interest: $2,648
Property taxes (est.): $660
Insurance (est.): $319
Estimated Total Monthly
$3,626
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$30,000$30,000—

2025 property taxes (current owner): $461/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$477,997
  • Jul 14, 2026Pending$477,997
  • Feb 27, 2026Listed$477,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96014 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$441,997$1914/32,310680
95985 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$469,000$1805/32,600440.1
96046 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$456,997$1994/32,300430.1
96065 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$479,997$1855/32,600420.1
96073 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$492,942$1625/3.53,037120.1
96025 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$454,413$1974/32,31000.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$477,997
Price / Sq Ft$157
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,037
Total Structure Area3,437 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

Community Information

Address96091 Carrera Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionWoodbridge
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number422N28114300880000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesGuest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame, Stone
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 27, 2026
Days on Market136
HOA Fees$388 / Annually
HOA FrequencyAnnually
Tax Amount$460.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines