$370,0004 bd · 3 ba · 2,516 sq ft
Active·154 days on market
2090 Pebble Point Drive
Green Cove Springs, FL 32043
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About this home
Green Cove Springs
Discover this spacious 4 bedroom, 3 bathroom home offering 2,516 sq ft of comfortable living space. The home features a well-designed layout with expansive living and dining areas that flow seamlessly into the kitchen, creating an ideal setup for everyday living and entertaining. With three full bathrooms, the home provides added convenience for family and guests. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with room to relax or personalize. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 24 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 7 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 2 mi · Governor's Creek
Closest grocery store
Publixabout 7 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $367,000 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $342,176 | $342,176 | ▼ $36,198 |
| 2024 | $320,790 | $320,790 | ▼ $53,846 |
| 2023 | $360,000 | $360,000 | ▼ $14,277 |
| 2022 | $359,683 | $200,731 | — |
| 2021 | $253,781 | $193,429 | — |
| 2020 | $240,069 | $190,069 | — |
2025 property taxes (current owner): $7,509/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 29, 2026Price change$370,000−$2,500
- Oct 15, 2026Price change$372,500−$2,500
- Sep 3, 2026Price change$375,000−$5,000
- Jul 31, 2026Price change$380,000−$15,000
- Jul 17, 2026Price change$395,000−$5,000
- Jun 8, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $147/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTY | Sep 2026 | $442,000 | $188 | 4/3 | 2,352 | 14 | 0.1 |
| 2205 Pebble Point Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $300,000 | $162 | 4/2 | 1,856 | 29 | 0.1 |
| 2008 Wedge Court, Green Cove Springs, FL 32043Listed by PURSUIT REAL ESTATE, LLC | Oct 2026 | $550,000 | $221 | 4/2.5 | 2,493 | 28 | 0.2 |
| 3515 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $570,000 | $225 | 4/3 | 2,530 | 28 | 0.2 |
| 3652 Summit Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Oct 2026 | $329,900 | $178 | 4/2 | 1,856 | 140 | 0.3 |
| 3574 Grand Victoria Court, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $600,000 | $216 | 4/3 | 2,781 | 53 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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