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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater Creek, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Mar 31, 2026·3 days on market·Recent sales in Sweetwater Creek·Sweetwater Creek

5240 Camelot Forest Drive

Jacksonville, FL 32258

$430,000sold priceListed at $425,000 · 101.2% of asking$218/sqftMLS# 2131288
4
Beds
2
Baths
1,975
Sq Ft
1997
Built
2
Garage
No
Pool

4 more homes for sale in Sweetwater Creek →Search Sweetwater Creek on the map

HOA $27/mo12,197 sqft lotWaterfrontSingle Family Residence1 story

About this home

Sweetwater Creek

This home has been lovingly cared for by its original owner for over 30 years-- and it shows in every detail. It welcomes you with a light, bright open layout and a split floor plan designed for both gathering with friends and quiet retreats. Major updates including a NEW roof and a NEW AC provide peace of mind for years to come. The warm, inviting flex space is the perfect spot to curl up with a book. Large owners suite with bay window, boasts remodeled bath with oversized walk-in shower and double vanity. Step outside to a backyard that opens to a peaceful preserve, where mornings begin with coffee and birdsong instead of rear neighbors. With rare boat/RV parking and a location that balances convenience with tranquility, this move-in ready home is ready to begin its next chapter with you. You will love being footsteps to Mandarin High and Greenland Pines Elementary. Shopping, dining or other errands are minutes away in Mandarin, or in the Southside Baymeadows area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
HOAbilled monthly$27
Estimated total, before insurance$3,111/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,851/yr · $238/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,438 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,851/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 20, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5266 Chestnut Lake Drive, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$437,000$1984/22,20370.2
5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATESep 2026$589,900$2773/22,128670.6
11979 Colby Creek Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYSep 2026$412,000$2263/21,822210.7
11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,900$2163/21,80760.8
4891 Northford Place E, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSSep 2026$310,000$1774/21,750980.8
5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTYSep 2026$425,000$2053/22,0781510.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$215
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,975
Acres0.28 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Community Information

Address5240 Camelot Forest Drive, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionSweetwater Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size12,196.8 sq ft
Parcel Number1564592230
ZoningResidential

Amenities

AmenitiesManagement - Off Site
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking
ViewCreek/Stream, Protected Preserve
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Irregular Lot, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Frame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 21, 2026
Days on Market3
HOA Fees$27 / Monthly
HOA FrequencyMonthly
HOA NameSweetwater Creek Estates
Tax Amount$2,850.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater Creek

Sweetwater Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Sweetwater Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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