This home is in Shearwater, St. Augustine — a new construction home in St. Johns County.
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Sold·Closed May 15, 2026·80 days on market·Recent sales in Shearwater·Shearwater
47 Buffalo Court
St. Augustine, FL 32092
52 more homes for sale in Shearwater →Search Shearwater on the map
About this home
Shearwater
The Adley offers a balanced blend of comfort and modern design in a thoughtfully planned single-story layout. With 1,798 square feet of living space, this four-bedroom, two-bath home with a two-car garage is designed to support both everyday living and effortless entertaining. At the center of the home, an open-concept family room, dining area, and kitchen create a seamless flow that feels both spacious and inviting. Whether hosting friends or enjoying a quiet night in, this layout adapts easily to your lifestyle. The kitchen is designed with function in mind, featuring a large island ideal for meal preparation and casual seating, along with ample cabinet and counter space. The primary suite offers a private retreat, complete with a generously sized bedroom, optional tray ceiling detail, a large walk-in closet, and a well-appointed en-suite bath designed for comfort and convenience.
Next steps in Shearwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $115,000 | $115,000 | — |
2025 property taxes (current owner): $500/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $246/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 48 Buffalo Court, St. Johns, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Jul 2026 | $500,000 | $228 | 3/2.5 | 2,190 | 78 | 0 |
| 39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $510,000 | $219 | 4/2.5 | 2,327 | 46 | 0.2 |
| 196 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $460,000 | $234 | 4/2.5 | 1,968 | 82 | 0.2 |
| 182 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $470,000 | $261 | 4/2 | 1,798 | 60 | 0.2 |
| 50 Neighbor Court, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Aug 2026 | $454,900 | $198 | 4/2.5 | 2,299 | 4 | 0.2 |
| 253 Tower Court, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLC | Jul 2026 | $480,000 | $260 | 3/2.5 | 1,848 | 14 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Shearwater
Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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