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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Mar 20, 2026·12 days on market·Recent sales in New Construction — Jacksonville

1242 Peachtree Street

Jacksonville, FL 32207

$445,000sold priceListed at $449,900 · 98.9% of asking$312/sqftMLS# 2129109
4
Beds
2
Baths
1,425
Sq Ft
1939
Built
—
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This home beautifully preserves its original San Marco character while offering thoughtfully curated updates for modern living. A classic brick walkway welcomes you inside, where every detail has been carefully enhanced—from the flooring, ceilings, moldings, windows, and light fixtures to the fully updated kitchen. Offering the rare combination of four bedrooms and two full baths, the layout is both functional and inviting. The spacious primary suite features a private entrance, a dedicated dressing area, and an ensuite bath with an adjacent laundry room. Expansive windows frame serene, west-facing views, filling the space with natural light by day and offering stunning sunset vistas over the treetops in the evening. The large backyard provides a pavered area ideal for grilling, entertaining, and enjoying outdoor living. Convenient location to historic San Marco, Downtown Jacksonville and a short drive to the beautiful white sand beaches of the Atlantic Ocean.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Duval County$727
Estimated total, before insurance$3,191/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,186/yr · $349/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $727
Insurance (est.): $297
Estimated Total Monthly
$3,488
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,186/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 7, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1117 Peachtree Street, Jacksonville, FL 32207Listed by WATSON REALTY CORPSep 2026$350,000$2692/11,302290.2
1122 Miramar Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSSep 2026$332,500$2423/21,37420.2
4121 Birmingham Road, Jacksonville, FL 32207Listed by PURSUIT REAL ESTATE, LLCAug 2026$255,000$2063/11,240580.3
4242 Pinewood Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC.Oct 2026$360,000$2953/11,221420.4
4334 Redwood Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSOct 2026$327,500$2883/11,138210.5
2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLCOct 2026$290,000$1774/2.51,6411851

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$316
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,425
Acres0.19 acres
Year Built1939
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1242 Peachtree Street, Jacksonville, FL 32207
Area011-San Marco
SubdivisionMiramar Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,276.4 sq ft
Parcel Number0996600000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Frame
Other StructuresShed(s)

Additional Information

Date ListedFebruary 7, 2026
Days on Market12
Tax Amount$4,186.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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