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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Mar 23, 2026·29 days on market·Recent sales in Mandarin

9768 Summer Grove Way E

Jacksonville, FL 32257

$206,000sold priceListed at $214,900 · 95.9% of asking$162/sqftMLS# 2127418
3
Beds
2
Baths
1,269
Sq Ft
2004
Built
1
Garage
No
Pool
HOA $320/moCondominium1 story

About this home

Jacksonville

Make this one your new home! A ground floor 3 bedroom/2 bath condo in Mandarin's Summer Grove community. Enjoy the convenience a gated condo community lifestyle offers. Neutral paint throughout, carpet in the living areas and bedrooms with tile in the wet areas. Relax on the vinyl enclosed lanai, which expands your space to live in. Major systems and features: Water Heater 2026. HVAC 2023, Walk-In Shower 2022, Vinyl-Enclosed Lanai 2021, Kitchen Appliances and W/D 2018. Condo Association installed the roof and had the exterior painted in 2018. Recent community assessment has been paid-in-full. Conveniently located to shopping, restaurants, schools, medical facilities and major thoroughfares.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,141
Property taxesest. at asking price, Duval County$336
HOAbilled monthly$320
Estimated total, before insurance$1,797/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$648/yr · $54/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$206,000
$41,200
Loan Term
Monthly Payment
$1,141
Principal & Interest: $1,141
Property taxes (est.): $336
Insurance (est.): $137
Estimated Total Monthly
$1,615
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $648/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 28, 2026Listed$214,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $116/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3904 Via Di Olivia Court 40, Jacksonville, FL 32257Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$185,000$1463/21,2691650
3801 Crown Point Road 1292, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYSep 2026$89,000$882/21,0142000.3
3801 Crown Point Road 1174, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$118,000$1162/21,0141780.3
3801 Crown Point Road 1273, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$126,000$1022/21,240910.3
3801 Crown Point Road 1183, Jacksonville, FL 32257Listed by WATSON REALTY CORPAug 2026$113,000$1082/2.51,050220.3
4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATESep 2026$235,000$1872/21,25930.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$214,900
Price / Sq Ft$169
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,269
Year Built2004
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address9768 Summer Grove Way E, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSummer Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1490131470

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground, Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Parking Lot

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 29, 2026
Days on Market29
HOA Fees$320 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$648.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: POWERS REAL ESTATE SOLUTIONS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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