This home is in Jacksonville.
Active·267 days on market
9620 Gibson Avenue
Jacksonville, FL 32208
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Back on the market, no fault of the seller. Investors, entrepreneurs, and dreamers: here's your chance to live and work in one place. Three parcels totaling 1.59 acres in West Bremer Hills, Jacksonville, offer privacy and space for growth. The property includes a 1.01-acre vacant lot, a two-bedroom, one-bath house on 0.25 acres, and a 1,400 sq ft storefront with a 2,200 sq ft warehouse on 0.33 acres. Build your dream home, open a business, or just enjoy the added natural space. Conveniently located near shopping, dining, parks, and I-95. Sold as-is. See associated listings for 9606 and 9622 Gibson Avenue. This property is included in a bundle sale MLS #'s are included: 2125604 and 2125613. Enter at own risk.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1958)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,580 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $132,800 | $106,590 | — |
| 2024 | $96,900 | $59,229 | — |
| 2023 | $82,000 | $53,845 | — |
| 2022 | $63,600 | $48,950 | — |
| 2021 | $44,500 | $44,500 | — |
| 2020 | $44,500 | $44,500 | — |
2025 property taxes (current owner): $2,163/yr
Estimated taxes if purchased at asking price: ~$2,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 3, 2026Price change$130,000−$30,000
- Jul 31, 2026Price change$160,000−$40,000
- Jul 29, 2026Active$200,000
- Jul 13, 2026Active Under Contract$200,000
- Jan 16, 2026Listed$200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $126/sq ft; this home is listed at $91/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $176,000 | $124 | 3/2 | 1,422 | 164 | 0.8 |
| 4909 Fredericksburg Avenue, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $155,000 | $147 | 3/2 | 1,057 | 300 | 0.8 |
| 4017 Clearbrook Cove Road, Jacksonville, FL 32218Listed by INTEGRITY KEY REALTY LLC | Sep 2026 | $234,000 | $126 | 4/2 | 1,855 | 35 | 0.9 |
| 4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACH | Sep 2026 | $203,000 | $162 | 3/2 | 1,250 | 41 | 1.1 |
| 4804 Churchill Drive, Jacksonville, FL 32208Listed by EVERYSTATE INC | Sep 2026 | $185,000 | $116 | 3/2 | 1,592 | 71 | 1.1 |
| 6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $54,220 | $42 | 3/1.5 | 1,281 | 21 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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