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Sold·Closed Apr 15, 2026·44 days on market
22 Farnum Lane
Palm Coast, FL 32137
About this home
Palm Coast
Welcome home to this well-maintained single-story residence offering 3 bedrooms and 2 bathrooms with an inviting open floor plan designed for comfortable everyday living. The living area features a cozy electric fireplace, creating a warm and welcoming focal point. Enjoy indoor-outdoor living from the screened lanai overlooking peaceful woodlands, providing privacy and relaxing backdrop. The kitchen and home come fully equipped with all appliances conveying, making this home truly move-in ready. Major system updated add peace of mind, including a roof and water heater replaced in 2015 and HVAC updated in 2013. Best of all, there is NO HOA or CDD, offering both convenience and freedom without additional fees. A wonderful opportunity for easy living in a quite setting-schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 10 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 5 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 3 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 16 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,831/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $203/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $400,000 | $244 | 3/2 | 1,641 | 3 | 0.3 |
| 60 Frenora Lane, Palm Coast, FL 32137Listed by REALTY EXCHANGE LLC | May 2026 | $390,000 | $204 | 4/2 | 1,908 | 88 | 0.6 |
| 21 Filbert Lane, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $268,000 | $203 | 2/2 | 1,322 | 73 | 0.7 |
| 1 Bowman Place, Palm Coast, FL 32137Listed by EXP REALTY LLC | Jul 2026 | $300,000 | $159 | 4/2 | 1,889 | 47 | 0.8 |
| 28 Beckner Lane, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Oct 2026 | $324,000 | $172 | 3/2 | 1,884 | 35 | 0.9 |
| 39 Bolling Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLC | May 2026 | $349,900 | $225 | 3/2 | 1,555 | 176 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines