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Active Under Contract

Active Under Contract·60 days on market

1239 Lake Asbury Drive

Green Cove Springs, FL 32043

$789,000$276/sqftEst. $4,199/moMLS# 2145610

Beds

Baths

2,856

Sq Ft

2024

Built

Garage

Pool

About this home

Green Cove Springs

Your custom built dream home situated on 1.34 acres and a fingerling of desirable Lake Asbury just hit the market! This stunning residence is steeped in southern charm from the moment you reach the elongated front porch, adorned with soaring columns and elegant french doors. Just inside the entryway, you're captivated by classic crown molding and stylish wainscoting in the formal dining room, upgraded luxury vinyl plank flooring flowing throughout the main living areas, and a convenient home office. The kitchen features 42' custom cabinetry, quartz countertops, a dining nook, and a breakfast bar overlooking a cozy living room wrapped around a brick fireplace. A full guest bath is located adjacent to the kitchen, already prepped to become a pool bath in the future. Just beyond, you'll discover a massive laundry room wrapped with additional cabinetry, quartz countertops, and storage space!

Cost to own

Mortgage calculator

Home Price

$789,000

Down Payment: 20%

$157,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,985

Principal & Interest: $3,985

Est. Taxes & Insurance: $996

Estimated Total Monthly

$4,982

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,199

Property taxesest. at asking price, Clay County$1,209

Estimated total, before insurance$5,408/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $140,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$648,402	$348,186	—
2024	$132,328	$132,328	—
2023	$132,328	$132,328	—
2022	$93,296	$93,296	—
2021	$93,296	$56,444	—
2020	$51,313	$51,313	—

2025 property taxes (current owner): $8,230/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,491 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 15, 2026Listed$789,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,000

Price / Sq Ft$276

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,856

Acres1.34 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Community Information

Address1239 Lake Asbury Drive, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionLake Asbury

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size58,370.4 sq ft

Parcel Number38052501016600000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingGarage

ViewLake, Trees/Woods

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo