Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 39
Sold

Sold·Closed Jul 20, 2026·34 days on market

1239 Lake Asbury Drive

Green Cove Springs, FL 32043

$789,000sold priceListed at $789,000 · 100% of asking$276/sqftMLS# 2145610
3
Beds
3
Baths
2,856
Sq Ft
2024
Built
3
Garage
No
Pool
FEMA Zone XNo HOA1.34 acresWaterfrontSingle Family Residence2 stories

About this home

Green Cove Springs

Your custom built dream home situated on 1.34 acres and a fingerling of desirable Lake Asbury just hit the market! This stunning residence is steeped in southern charm from the moment you reach the elongated front porch, adorned with soaring columns and elegant french doors. Just inside the entryway, you're captivated by classic crown molding and stylish wainscoting in the formal dining room, upgraded luxury vinyl plank flooring flowing throughout the main living areas, and a convenient home office. The kitchen features 42' custom cabinetry, quartz countertops, a dining nook, and a breakfast bar overlooking a cozy living room wrapped around a brick fireplace. A full guest bath is located adjacent to the kitchen, already prepped to become a pool bath in the future. Just beyond, you'll discover a massive laundry room wrapped with additional cabinetry, quartz countertops, and storage space!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,370
Property taxesest. at asking price, Clay County$1,209
Estimated total, before insurance$5,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,230/yr · $686/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$789,000
$157,800
Loan Term
Monthly Payment
$4,370
Principal & Interest: $4,370
Property taxes (est.): $1,209
Insurance (est.): $526
Estimated Total Monthly
$6,105
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,491 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $140,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$648,402$348,186—
2024$132,328$132,328—
2023$132,328$132,328—
2022$93,296$93,296—
2021$93,296$56,444—
2020$51,313$51,313—

2025 property taxes (current owner): $8,230/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$789,000
  • May 15, 2026Listed$789,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1277 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by FREEDOM REALTY GROUP LLCSep 2026$639,000$2735/32,338530.1
1099 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$620,000$2283/32,718360.3
929 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by REGNIER REAL ESTATESep 2026$350,000$1223/32,8801990.4
273 Bush Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$745,000$2073/2.53,6001850.7
211 Dow Court, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$418,000$1953/22,145560.9
187 Arthur Moore Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$645,000$2924/32,210791.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$789,000
Price / Sq Ft$276
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,856
Acres1.34 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address1239 Lake Asbury Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionLake Asbury
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size58,370.4 sq ft
Parcel Number38052501016600000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage
ViewLake, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch

Additional Information

Date ListedMay 15, 2026
Days on Market34
Tax Amount$8,229.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines