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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Mar 20, 2026·42 days on market·Recent sales in St. Augustine

540 Florida Club Boulevard 110

St. Augustine, FL 32084

$210,000sold priceListed at $210,000 · 100% of asking$186/sqftMLS# 2123498
2
Beds
2
Baths
1,131
Sq Ft
2001
Built
—
Garage
No
Pool
HOA $375/moCondominium1 story

About this home

St. Augustine

Welcome to easy, ground-floor living in the sought-after Florida Club community of St. Augustine. This beautifully updated 2-bedroom, 2-bath condo is perfectly positioned on the golf course, offering country club-style views of the 10th fairway - your own front-row seat to tranquility & peaceful green space. Inside, you'll find custom wood flooring throughout, adding warmth & continuity to the open living areas. The upgraded kitchen features granite counters, 42'' cabinets & thoughtful details - as well as nice newer appliances - making it ideal for both everyday living & entertaining. Both bathrooms have been tastefully renovated, blending style with comfort. The ground-floor location provides easy access and seamless indoor-outdoor flow, perfect for enjoying morning coffee on the covered patio or evening sunsets with serene golf course views as your backdrop.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, St. Johns County$279
HOAbilled monthly$375
Estimated total, before insurance$1,818/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,861/yr · $155/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $279
Insurance (est.): $140
Estimated Total Monthly
$1,583
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $205,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$188,000$125,643—
2024$201,000$121,254—
2023$171,120$116,120—
2022$131,000$113,300—
2021$103,000$103,000—
2020$100,000$100,000—

2025 property taxes (current owner): $1,861/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
520 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$180,000$2161/1832350.1
520 Florida Club Boulevard 108, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$177,000$2131/18321030.1
510 Florida Club Boulevard 304, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYMay 2026$185,000$1842/11,0041180.1
550 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINENov 2025$215,000$1673/21,285220.1
510 Florida Club Boulevard 302, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYJun 2026$128,000$1541/1832100.2
625 Fairway Drive 201, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYApr 2026$149,500$1492/11,0042720.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$186
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,131
Year Built2001
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address540 Florida Club Boulevard 110, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionFlorida Club Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0893254110
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Patio
ConstructionStucco

Additional Information

Date ListedJanuary 5, 2026
Days on Market42
HOA Fees$375 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$1,860.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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