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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Nov 14, 2025·22 days on market·Recent sales in St. Augustine

550 Florida Club Boulevard 208

St. Augustine, FL 32084

$215,000sold priceListed at $229,500 · 93.7% of asking$167/sqftMLS# 2111680
3
Beds
2
Baths
1,285
Sq Ft
2001
Built
—
Garage
No
Pool
HOA $420/moCondominium1 story

About this home

St. Augustine

Come & enjoy low maintenance living in this desirable golf course community. Enjoy the convenience of being close to historic downtown St. Augustine, with its charming cobblestone streets, historic sites, and vibrant cultural scene. This spacious 3-bedroom, 2-bathroom condo has an updated & modern kitchen with quartz countertops & stainless steel appliances. Luxury vinyl plank flooring throughout & no carpet for easy maintenance. The Open floor plan provides a bright and airy atmosphere & the split floor plan for the bedrooms provides added privacy. The Screened lanai offers a perfect spot to enjoy outdoor relaxation. Close to shopping, dining, entertainment & I-95 for added convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, St. Johns County$286
HOAbilled monthly$420
Estimated total, before insurance$1,897/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $286
Insurance (est.): $143
Estimated Total Monthly
$1,620
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$226,000$189,162—
2024$240,000$171,965—
2023$211,510$156,332—
2022$163,000$142,120—
2021$129,200$129,200—
2020$128,200$128,200—

2023 property taxes (current owner): $2,292/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
540 Florida Club Boulevard 110, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$210,000$1862/21,131420.1
510 Florida Club Boulevard 304, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYMay 2026$185,000$1842/11,0041180.2
625 Fairway Drive 201, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYApr 2026$149,500$1492/11,0042720.2
57 Elmhurst Lane, St. Johns, FL 32084Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$210,000$1892/2.51,109520.5
98 Vidalia Ridge Road, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYJul 2026$210,000$1892/2.51,109400.6
120 Vidalia Ridge Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2025$228,000$2062/2.51,109190.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$229,500
Price / Sq Ft$179
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,285
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address550 Florida Club Boulevard 208, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionFlorida Club Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0893255208

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

RoofShingle

Additional Information

Date ListedOctober 3, 2025
Days on Market22
HOA Fees$420 / Monthly
HOA FrequencyMonthly
Tax Amount$2,292.25
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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