Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Fernandina Beach — a waterfront home in Nassau County.

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Pending

Pending·246 days on market

88066 Marsh View Way

Fernandina Beach, FL 32034

$699,900$294/sqftEst. $3,569/moMLS# 2119902

Beds

Baths

2,383

Sq Ft

2022

Built

Garage

Pool

About this home

Fernandina Beach

Experience luxury coastal living at 88066 Marsh View Way in Fernandina Beach, Florida. Built in 2022 by Artisan Homes, this upscale 3-bedroom, 2-bath home with private elevator offers sweeping Amelia River and Intracoastal Waterway views from multiple porches, balconies and doorways. Watch birds and dolphins from your porch in the exclusive Marsh View Townhomes community—just minutes from Amelia Island beaches and Historic Downtown Fernandina Beach. The chef's kitchen showcases Level 7 custom cabinetry, GE Café appliances, 6-burner gas cooktop, double ovens, wine fridge, and a granite island. Enjoy open-concept living with luxury vinyl plank flooring, designer lighting, and crown molding throughout. Perfect for entertaining, this home features a butler's pantry, wet bar, and outdoor kitchen overlooking the marsh. The primary suite boasts a custom $12K closet system, rain shower, and marsh views. Additional upgrades added since 2023 include: epoxy garage floor

Cost to own

Mortgage calculator

Home Price

$699,900

Down Payment: 20%

$139,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,569

Principal & Interest: $3,569

Property taxes (est.): $966

Insurance (est.): $467

Estimated Total Monthly

$5,001

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,569

Property taxesest. at asking price, Nassau County$966

HOAbilled semi-annually$347

Estimated total, before insurance$4,882/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $655,900 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$581,430	$480,875	—
2024	$565,398	$466,615	—
2023	$565,788	$451,568	—
2022	$182,762	$172,762	—
2021	$150,000	$150,000	—
2020	$49,490	$49,490	—

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$699,900

Price / Sq Ft$294

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,383

Acres0.11 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address88066 Marsh View Way, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionMarsh View

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size4,791.6 sq ft

Parcel Number372N28209200040000

Amenities

UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available

Water SourcePublic

ParkingGarage

ViewIntracoastal

Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level