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Sold·Closed Mar 13, 2026·67 days on market
4527 Bondarenko Road
Keystone Heights, FL 32656
About this home
Keystone Heights
Move-in ready home on 4.994 acres offering peaceful country living with modern comfort. Built in 2018, this well-maintained property features an open and spacious kitchen with stainless steel appliances and smooth flow into the family room, living room, and dining room—perfect for everyday living and entertaining. A dependable deep water well serves the property, and an outbuilding provides ideal storage for lawn equipment or outdoor gear. Nearly 5 acres of land offer plenty of room for RV or boat parking, along with blueberry trees in the backyard for seasonal enjoyment. Hunters will appreciate the usable acreage and natural setting. All mineral rights convey, adding long-term value and opportunity. A rare find combining privacy, acreage, and move-in ready convenience. Part of the back is on wetlands. Home is in Flood Zone X. More Professional pictures coming soon. Assumable loan balance approximately $198000 with 4.25% interest rate.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,522 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 21 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 8 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 4 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,245/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $124/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4520 Bondarenko Road, Keystone Heights, FL 32656Listed by MOSSY OAK PROPERTIES | Nov 2025 | $110,000 | $52 | 4/2 | 2,127 | 35 | 0.1 |
| 4461 Bondarenko Road, Keystone Heights, FL 32656Listed by RE/MAX SPECIALISTS | Aug 2025 | $319,000 | $140 | 4/3 | 2,280 | 13 | 0.4 |
| 5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $499,000 | $219 | 4/2 | 2,280 | 19 | 0.9 |
| 4690 Kim Lane, Keystone Heights, FL 32656Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Nov 2025 | $360,000 | $189 | 4/2 | 1,904 | 144 | 1.2 |
| 5835 Lisa Lynn Lane, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Sep 2026 | $379,900 | $198 | 3/2 | 1,920 | 5 | 1.3 |
| 6060 County Road 315C, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jan 2026 | $460,000 | $232 | 4/2.5 | 1,980 | 41 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLAR REALTY AND PROPERTY MANAGEMENT INC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines