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Sold·Closed Jan 30, 2026·41 days on market

6060 County Road 315C

Keystone Heights, FL 32656

$460,000sold priceListed at $535,000 · 86% of asking$232/sqftMLS# 2117115
4
Beds
2.5
Baths
1,980
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA10.35 acresManufactured Home1 story

About this home

Keystone Heights

Motivated Sellers-Come look at this farmstead is tailored for your livestock and gardening needs. The four-bedroom, two-bathroom house has a spacious 1980 sq ft of living space on a secure 10-acre property accessed from a paved road. The property is fully fenced and cross fenced and ideal for horses, cattle, hogs or goats (current agricultural exemption for goats). The property features a 40 x 60 barn/garage with concrete floor, two stalls, a paddock, tack/feed room, canning kitchen, hay barn, goat barn with four stalls, 10x10 dog kennel, and chicken house with three roll up doors. Enjoy picking and eating from your own fruit trees including mulberry, strawberry guava, avocado, loquat, fig, grapefruit, lemon, lime, and banana. There is a garden planted with flowers and vegetables. Also, there are planted pineapples, papayas, blackberries, strawberries, elderberries, dragon fruit and various herbs to include rosemary, lemongrass, Stevia, pineapple sage, and comfrey.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, Clay County$705
Estimated total, before insurance$3,253/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,078/yr · $90/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $705
Insurance (est.): $307
Estimated Total Monthly
$3,560
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,078/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6030 Blueberry Hill Road, Keystone Heights, FL 32656Listed by COLDWELL BANKER SMITH AND SMITH REALTYMar 2026$165,000$1133/21,4563040.3
4690 Kim Lane, Keystone Heights, FL 32656Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCNov 2025$360,000$1894/21,9041440.5
5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYJul 2026$499,000$2194/22,280190.6
4924 Shady Creek Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYOct 2025$555,000$2444/32,272190.7
5070 Mendoza Trail, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$345,000$1773/21,950200.9
4461 Bondarenko Road, Keystone Heights, FL 32656Listed by RE/MAX SPECIALISTSAug 2025$319,000$1404/32,280131.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$535,000
Price / Sq Ft$270
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,980
Total Structure Area2,198 sq ft
Acres10.35 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryMcrae
HighKeystone Heights

Community Information

Address6060 County Road 315C, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBelmore Ridge Unrec
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size450,846 sq ft
Parcel Number20072400692100500
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingCircular Driveway

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionAgricultural, Farm
Patio / PorchFront Porch
FencingFull
RoofShingle
ConstructionVinyl Siding
Other StructuresBarn(s), Outdoor Kitchen, Shed(s), Stable(s), Workshop
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedNovember 8, 2025
Days on Market41
Tax Amount$1,078.17
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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