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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Nov 4, 2025·144 days on market

4690 Kim Lane

Keystone Heights, FL 32656

$360,000sold priceListed at $360,000 · 100% of asking$189/sqftMLS# 2089722
4
Beds
2
Baths
1,904
Sq Ft
2020
Built
—
Garage
No
Pool
No HOA5.00 acresMobile Home1 story

About this home

Keystone Heights

* Back on the market at no fault of the seller* 4 Bed 2 Bath 5 Acres - Only 2.5 Cleared ! Step inside to an open floor plan with spacious living areas, a modern kitchen, and a split-bedroom layout for added privacy. The primary suite features a large walk-in closet and a generous en-suite bath with a soaking tub and separate shower.Enjoy morning coffee on the deck while overlooking your private acreage, or take advantage of the open land for gardening, animals, or future outbuildings. No HOA, no restrictions—just freedom and space to make it your own. Don't miss your chance to own a slice of country paradise!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Clay County$552
Estimated total, before insurance$2,546/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $552
Insurance (est.): $240
Estimated Total Monthly
$2,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6030 Blueberry Hill Road, Keystone Heights, FL 32656Listed by COLDWELL BANKER SMITH AND SMITH REALTYMar 2026$165,000$1133/21,4563040.2
5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYJul 2026$499,000$2194/22,280190.3
6060 County Road 315C, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJan 2026$460,000$2324/2.51,980410.5
4924 Shady Creek Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYOct 2025$555,000$2444/32,272190.6
4461 Bondarenko Road, Keystone Heights, FL 32656Listed by RE/MAX SPECIALISTSAug 2025$319,000$1404/32,280130.9
4520 Bondarenko Road, Keystone Heights, FL 32656Listed by MOSSY OAK PROPERTIESNov 2025$110,000$524/22,127351

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$189
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,904
Acres5.00 acres
Year Built2020
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

Community Information

Address4690 Kim Lane, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionHickory Forest
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size217,800 sq ft
Parcel Number21072400691200226

Amenities

UtilitiesWater Available
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 27, 2025
Days on Market144
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAGNOLIA & OAK REAL ESTATE COMPANY LLC

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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