Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 45
Sold

Sold·Closed Sep 28, 2026·5 days on market

5835 Lisa Lynn Lane

Keystone Heights, FL 32656

$379,900sold priceListed at $379,900 · 100% of asking$198/sqftMLS# 2159854
3
Beds
2
Baths
1,920
Sq Ft
2020
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA10.51 acresManufactured Home1 story

About this home

Keystone Heights

This is the one!! Over 10.5 acres of peace and privacy while still being less than 20 minutes to town and under 10 minutes to McCrae Elementary. This 2020 build is better than new with a massive 40-ft long covered and screened deck, private hot tub, pool, private pond, greenhouse, carport, and multiple storage sheds w/ electricity. When you step into the wonderfully maintained home, you will immediately notice that no detail was overlooked. From the tankless water heater to the whole-house backup generator, and even the huge pantry, this home truly has it all. The primary suite is a dream with a walk-in closet, soaking tub, separate shower, dual vanities, and storage galore! In fact, every room in this home has huge walk-in closets. As you relax on the back deck, seeing deer casually stroll through the yard to sip from the pond is a regular occurrence. Don't let the private road keep you from your dream retreat. It is well maintained and just 2 miles from the paved County Road 315C.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,104
Property taxesest. at asking price, Clay County$582
Estimated total, before insurance$2,686/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,653/yr · $138/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,104
Principal & Interest: $2,104
Property taxes (est.): $582
Insurance (est.): $253
Estimated Total Monthly
$2,940
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,653/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$379,900
  • Sep 2, 2026Pending$379,900
  • Aug 18, 2026Active Under Contract$379,900
  • Aug 13, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6758 Gilda Court, Keystone Heights, FL 32656Listed by MOMENTUM REALTYOct 2026$221,500$1324/21,680281.5
6764 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCJun 2026$165,000$1053/21,566791.5
6758 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCJun 2026$165,000$984/21,680791.5
5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYJul 2026$499,000$2194/22,280191.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,920
Acres10.51 acres
Year Built2020
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryMcrae

Community Information

Address5835 Lisa Lynn Lane, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionPlantation Farms So
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size457,815.6 sq ft
Parcel Number34072400691918400

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Carport, Circular Driveway
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionMany Trees, Wooded
Patio / PorchCovered, Deck, Porch, Screened
RoofMetal
ConstructionVinyl Siding
Other StructuresGreenhouse, Shed(s), Workshop
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 13, 2026
Days on Market5
Tax Amount$1,652.86
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines