No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Aug 15, 2025·13 days on market
4461 Bondarenko Road
Keystone Heights, FL 32656
About this home
Keystone Heights
*PLENTY of ROOM to ROAM in your NEWLY RENOVATED MODERN FARMHOUSE on 5.45 ACRES OF GORGEOUS HIGH & DRY LAND with Barn, Shed & Chicken Coop, ready for new owners!* 4 BR's & 3 Full Baths, PLUS LARGE BONUS ROOM. Open concept floor plan is light and bright! New luxury vinyl plank wood flooring covers entire 2280 SF of living area. Spacious Dream Kitchen with island bar, white cabinets, real butcher block countertops, stainless sink & faucet, pendant lighting & deep walk-in pantry. Inviting family room with fireplace + separate living rm open to kitchen & dining rm. Owner's suite features walk-in closet & luxurious ensuite bath w/ double vanities, soaker tub & separate shower. Bedrooms 2 & 3 share Jack & Jill bath, 4th BR next to full guest bath in hallway. Large BONUS ROOM at end of hallway is perfect for Game room or Home Office. Wood deck in back, property extends far beyond Barn. **NEW Metal Roof 2024, New HVAC 2021, New Water Heater 2025** RV Hookup with Slab, Beautiful Lakes nearby.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,638 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 21 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 7 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 4 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,613/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $140/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4527 Bondarenko Road, Keystone Heights, FL 32656Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INC | Mar 2026 | $245,000 | $115 | 4/2 | 2,128 | 67 | 0.4 |
| 4520 Bondarenko Road, Keystone Heights, FL 32656Listed by MOSSY OAK PROPERTIES | Nov 2025 | $110,000 | $52 | 4/2 | 2,127 | 35 | 0.4 |
| 5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $499,000 | $219 | 4/2 | 2,280 | 19 | 0.7 |
| 4690 Kim Lane, Keystone Heights, FL 32656Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Nov 2025 | $360,000 | $189 | 4/2 | 1,904 | 144 | 0.9 |
| 5835 Lisa Lynn Lane, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Sep 2026 | $379,900 | $198 | 3/2 | 1,920 | 5 | 1.2 |
| 6060 County Road 315C, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jan 2026 | $460,000 | $232 | 4/2.5 | 1,980 | 41 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Sold by: COWFORD REALTY & DESIGN LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Keystone Heights
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines